Commercial Property for Sale in Florida Suited to SBA 504 Financing

Buildings for sale whose write-up mentions SBA financing. An SBA 504 loan finances owner-occupied commercial real estate with a lower down payment and a long fixed-rate term; a 7(a) loan can cover the building and the business together. The listing broker's mention is a pointer, not a qualification: eligibility depends on the buyer, the occupancy and the lender. Consult an SBA lender early.

3 commercial properties for sale suited to SBA financing in Florida are listed in the MLS as of October 17, 2026.

Commercial Property for Sale in Florida Suited to SBA 504 Financing: the Market Today

As of October 17, 2026. Source: BeachesMLS commercial sale and lease listings (IDX), every active listing that matches this page. Asking prices and asking rents, not closed sales or signed leases.

  • Active listings: 3
  • Listed in the last 30 days: 0
  • Price reduced: 2

By Property Type

Property typeFor saleFor leaseMedian price per sq ftMedian asking rent per sq ft a year
Office20——
Industrial10——

By County

CountyFor saleFor leaseMedian price per sq ftMedian asking rent per sq ft a year
Miami-Dade County20——
Broward County10——

Where the Listings Are

Most Listings by ZIP Code

By Size

Price per square foot divides the asking price by the building area the listing reports; a suite that reports the whole building's area is left out. Rent medians use only listings quoted per square foot per year, and the MLS does not say whether a rent is triple net or gross. A median of fewer than five listings is shown as —.

Newest Listings for Sale

What to Check Before You Commit

  • Owner occupancy: the business must occupy the required share of the building, and the lender confirms the rule
  • Down payment, term and rate under 504 versus 7(a); consult a lender
  • The business's financials the lender will underwrite
  • Appraisal and environmental review the lender will order
  • Timeline: SBA loans take longer to close, so the contract should allow for it

Talk to a Commercial Specialist

A licensed BreakThru Realty agent can send you the listings that fit, ask the listing brokers for the financials and lease terms, and negotiate for you. Call or text (786) 914-1017, email sales@breakthrurealty.com or send a request from this page. Leave your email on this page and we send new commercial properties for sale suited to SBA financing in Florida as they come on the market.

Commercial Property for Sale in Florida Suited to SBA 504 Financing: Questions

How many commercial properties for sale suited to SBA financing are on the market in Florida?
3 active MLS listings as of October 17, 2026. 0 came on the market in the last 30 days and 2 have had a price reduction.
What is an SBA 504 loan?
A loan program for owner-occupied commercial real estate and equipment: a bank finances part, a certified development company finances part with an SBA-guaranteed debenture, and the buyer puts down the rest, often less than a conventional commercial loan requires. The business has to occupy the building. A lender confirms eligibility, terms and the current rules.
Does "SBA financing available" on a listing mean I qualify?
No. It means the seller or broker believes the property type suits an SBA loan. Whether you qualify depends on your business, your occupancy of the building and the lender. Consult an SBA lender before you write an offer, and make the offer contingent on the financing.

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