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Businesses for Sale with Seller Financing in Miami, FL

Live MLS listings of businesses with seller financing for sale in Miami, FL, updated throughout the day.

Businesses whose seller will carry part of the price. Seller financing lowers the cash a buyer needs, signals the seller's confidence in the numbers and, combined with an SBA loan, can cover most of the purchase. Terms of ten to thirty percent of the price over three to five years are typical. From Brickell and Wynwood to Kendall and the airport corridor: Miami has more businesses listed for sale than any other city on the MLS: restaurants, salons, retail stores and auto shops spread across Brickell, Little Havana, Wynwood, Coconut Grove, Kendall and the airport-west industrial corridor. Prices run from under $100,000 for a small café or salon to seven figures for established restaurants and multi-location operators.

Miami Businesses for Sale with Seller Financing: The Numbers

For sale now25
Median asking price$399,000
Median gross revenue (14 listings report it)$400,000
Median net income (2 listings report it)—
Listed in the last 30 days3
Price reduced since listing10
Seller financing offered25

Source: MLS business opportunity listings, every active listing on this page as of October 18, 2026. These are asking prices, not sale prices, and gross and net income as the listing agents report them. A median of fewer than 5 listings is shown as —.

25 listings, newest first.

Businesses for Sale with Seller Financing in Miami, FL: Questions

How many businesses with seller financing are for sale in Miami, FL?
25 businesses with seller financing were listed for sale in Miami, FL as of October 18, 2026, with a median asking price of $399,000. 3 came on the market in the last 30 days and 10 have had a price reduction. The figures come from the MLS and update through the day.
Can seller financing be combined with a bank or SBA loan?
Yes, and it often is. The lender sets how the seller's note sits behind the bank loan, including whether its payments are deferred, so bring the seller's proposed terms to the lender before you sign a letter of intent.

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