BreakThru Realty

Selling a Business Together With Its Real Estate

When the business and the building sell together, the buyer gets control of their location and you get one closing and one check. The two assets are valued separately, financed separately and often written as two contracts that close on the same day, with our commercial division handling the property under the same confidentiality.

Storefronts and parked cars along a small town main street at sunset

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Last reviewed November 7, 2026

Find Out What My Business Is Worth · (786) 914-1017

Two Values, One Closing

The business is valued on its earnings and the property on what the market pays for the building, and the sum is the asking price, with the split stated so each buyer and each lender can underwrite its part. A buyer may pay more for the business when the real estate comes with it, because the occupancy cost is fixed and the location is secure, and a lender finances real estate on longer terms than a business, which lowers the buyer's payment. The review values both and shows the combined route beside the two separate ones.

How Buyers Finance Both

For an eligible buyer, SBA 7(a) and 504 loans can finance a business and the real estate it occupies, with the real estate portion on longer terms; the lender orders an appraisal and an environmental report on the property and underwrites the business. Conventional buyers often finance the property with a bank and the business with cash and a seller note. The structure shapes the timeline, so the lender is identified early.

One Contract or Two

Two contracts, one for the business assets and one for the real estate, each conditioned on the other closing, are common because the property contract follows real estate practice and the business contract follows its own. The allocation of the total price among the real estate, the equipment, goodwill and any noncompete is agreed in the contract and reported by both sides to the Internal Revenue Service, and it changes each side's tax, so your accountant is involved before the letter of intent.

Marketing Both Without Naming Either

The business is marketed as a blind profile, and the property is not advertised separately, because a building for sale with a business in it tells the market what is happening. Buyers who sign the nondisclosure agreement and show funds learn both. Where the property alone would attract a different buyer, that conversation happens only if the combined sale does not come together.

Find Out What My Business Is Worth

Tell us the type of business, the city, how long it has operated, annual revenue, owner benefit or seller's discretionary earnings, EBITDA if you track it, monthly rent and lease expiry, number of employees, how involved you are, why you are selling, your timeline and whether you would consider seller financing. A licensed BreakThru business broker prepares a confidential valuation from comparable sales and replies within one business day. Everything you tell us is confidential, the valuation is free, and nothing is listed or announced unless you decide to sell. Prefer to talk now? Call (786) 914-1017.

Questions Owners Ask

How much is my business worth?
Most owner operated businesses in Florida sell for a multiple of seller's discretionary earnings: net profit plus the owner's salary, benefits and one time or personal expenses run through the business. Where the multiple falls depends on the industry, the lease, the staff, the trend in the numbers and how much the business depends on you. A confidential valuation gives you the range for your business and the reasons behind it.
Will my employees, customers or landlord find out?
Not from us. The business is marketed without its name or address, buyers sign a nondisclosure agreement and prove their funds before they learn who you are, and showings happen after hours or are presented as something else. The landlord is approached only once there is an accepted offer, because the lease has to be assigned.
How long does it take to sell a business?
Six to nine months from listing to closing is common for a well prepared small business, faster when the price is right and the records are clean, longer for businesses that need a licensed buyer or a franchisor's approval. The escrow period after an accepted offer is usually sixty to ninety days.

Sources

Also for Owners

Where Buyers Are Looking

Start Here

Sell by Business Type

Sell by Area

Recently Sold Businesses

Guides for Business Owners