How much is 8620 SW 185th Terrace?

8620 SW 185th Terrace is listed at $799,000, which is about $451 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.

What are the property taxes on 8620 SW 185th Terrace?

The listing reports annual property taxes of $3,981 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.

When was 8620 SW 185th Terrace built?

8620 SW 185th Terrace was built in 1958 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.

How long has 8620 SW 185th Terrace been on the market?

8620 SW 185th Terrace has been listed for 236 days, and the asking price has been reduced from $856,000. Days on market and price changes are the first signals of how much room there is to negotiate.

Which schools serve 8620 SW 185th Terrace?

The MLS lists Whispering Pines (Miami-Dade) (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.

How do I see 8620 SW 185th Terrace?

Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.

8620 SW 185th Terrace, Cutler Bay, FL 33157

$799,000 · Active

4 beds
2 baths
1,772 sq ft
Single Family Residence
Built 1958
Lot 14,810.4 sq ft
2,916 sq ft total
2 garage spaces
Miami-Dade County
MLS# A11979496
Whispering Pines Estates

Photo 1 at 8620 SW 185th Terrace, Cutler Bay

Photo 2 at 8620 SW 185th Terrace, Cutler Bay

Photo 3 at 8620 SW 185th Terrace, Cutler Bay

Photo 4 at 8620 SW 185th Terrace, Cutler Bay

Photo 5 at 8620 SW 185th Terrace, Cutler Bay

Photo 6 at 8620 SW 185th Terrace, Cutler Bay

Photo 7 at 8620 SW 185th Terrace, Cutler Bay

Photo 8 at 8620 SW 185th Terrace, Cutler Bay

About this home

MAJOR PRICE IMPROVEMENT- NOW $799,000! NO FLOOD ZONE! Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers!

Features

Other
Lighting
In Ground

Schools

Elementary: Whispering Pines (Miami-Dade)
Middle: Cutler Bay Middle
High: Miami Southridge

Presented by

BreakThru Realty · (786) 914-1017

Courtesy of

Cutler Realty, Inc. · Mike@callmike.com · Listing agent: Nicole Renate Black

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than BreakThru Realty carry the name of the listing broker.

Schedule a showing

Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com to see 8620 SW 185th Terrace.

Questions About 8620 SW 185th Terrace

How much is 8620 SW 185th Terrace?: 8620 SW 185th Terrace is listed at $799,000, which is about $451 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.
What are the property taxes on 8620 SW 185th Terrace?: The listing reports annual property taxes of $3,981 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.
When was 8620 SW 185th Terrace built?: 8620 SW 185th Terrace was built in 1958 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
How long has 8620 SW 185th Terrace been on the market?: 8620 SW 185th Terrace has been listed for 236 days, and the asking price has been reduced from $856,000. Days on market and price changes are the first signals of how much room there is to negotiate.
Which schools serve 8620 SW 185th Terrace?: The MLS lists Whispering Pines (Miami-Dade) (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.
How do I see 8620 SW 185th Terrace?: Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.
To request a tour, call (786) 914-1017 or email sales@breakthrurealty.com.

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The 3 bedroom home at 9300 SW 192nd Drive, Cutler Bay, FL 33157 is comparable and listed for sale at $780,000. Another comparable home, 18740 SW 86th Avenue, Cutler Bay, FL 33157, sold for $900,000 in October 2026. Other Cutler Bay neighborhoods include Cutler Ridge and Bel Aire. Nearby ZIP codes include 33189 and 33190. This property also neighbors Palmetto Bay, Pinecrest, and South Miami. Compare it with the Cutler Bay housing market report.