20315 SW 86th Court, Cutler Bay, FL 33189

$550,000 · Active

  • 3 beds
  • 2 baths
  • 1,510 sq ft
  • Single Family Residence
  • Built 1989
  • HOA $150/mo
  • Lot 3,920.4 sq ft
  • 1,540 sq ft total
  • Miami-Dade County
  • MLS# A12082786
  • Sea Grape Town Homes
Photo 1 at 20315 SW 86th Court, Cutler BayPhoto 2 at 20315 SW 86th Court, Cutler BayPhoto 3 at 20315 SW 86th Court, Cutler BayPhoto 4 at 20315 SW 86th Court, Cutler BayPhoto 5 at 20315 SW 86th Court, Cutler BayPhoto 6 at 20315 SW 86th Court, Cutler BayPhoto 7 at 20315 SW 86th Court, Cutler BayPhoto 8 at 20315 SW 86th Court, Cutler Bay

About this home

Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a very private gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. The community is enhanced by expansive open common areas and beautifully maintained green spaces, creating a peaceful, spacious setting with plenty of room to enjoy the outdoors. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you’re looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!

Features

Schools

  • Elementary: Dr. Edward L. Whigham
  • Middle: Cutler Bay Middle
  • High: Miami Southridge

Presented by

BreakThru Realty · (786) 914-1017

Courtesy of

The Lab Realty Group, LLC · thelabrg@gmail.com · Listing agent: Linsayd Avila

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Schedule a showing

Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com to see 20315 SW 86th Court.

Questions About 20315 SW 86th Court

How much is 20315 SW 86th Court?
20315 SW 86th Court is listed at $550,000, which is about $364 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.
What are the association fees at 20315 SW 86th Court?
The listing reports an association fee of $150 per month. Confirm what the fee covers, the reserve funding and any pending special assessments before you make an offer; for a condo, ask for the milestone inspection report as well.
What are the property taxes on 20315 SW 86th Court?
The listing reports annual property taxes of $1,777 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.
When was 20315 SW 86th Court built?
20315 SW 86th Court was built in 1989. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
How long has 20315 SW 86th Court been on the market?
20315 SW 86th Court has been listed for 51 days. Days on market and price changes are the first signals of how much room there is to negotiate.
Is 20315 SW 86th Court waterfront?
Yes. The listing describes the water as lake front. For a home with dockage, confirm the water depth at low tide, the seawall condition and whether the route to the inlet passes under any fixed bridges before you offer.
Which schools serve 20315 SW 86th Court?
The MLS lists Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.

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The 3 bedroom home at 20835 Condado Road, Cutler Bay, FL 33189 is comparable and listed for sale at $549,000. Another comparable home, 20921 Coral Sea Road, Cutler Bay, FL 33189, sold for $550,000 in September 2026. Other Cutler Bay neighborhoods include Bel Aire and Cutler Creek. Nearby ZIP codes include 33190 and 33157. This property also neighbors Palmetto Bay, Pinecrest, and South Miami. Compare it with the Cutler Bay housing market report.