Cutler Bay Waterfront Homes for Sale

Find the Cutler Bay waterfront home that fits your life, with the water access, the insurance and the offer worked through before you commit.

Live BeachesMLS listings matching this search in Cutler Bay, Florida, updated throughout the day.

Waterfront in Cutler Bay almost always means a lake or a canal rather than the bay itself, because the shore is mangrove and private bayfront lots rarely reach the market. Lake lots sit on Saga Lake, Whispering Pines Lake, the lakes inside Cutler Cay and the chain of lakes through Lakes by the Bay; canal lots run through Bel Aire and Cutler Creek. Houses and townhomes both appear on this page, so filter by type. Before comparing two Cutler Bay waterfront listings, ask whether a boat can reach open water from the lot, what holds the bank, and what the elevation certificate shows for the flood zone.

20 listings, newest first.

The 20 listings on this page run from $410,000 to $2,200,000, with a median of $760,000, about $366 per square foot, and they have been listed a median of 41 days.

The communities with the most listings here are Cutler Cay (4), Bel-aire (3) and Bel Aire (2), 9 of the 20; the others are spread across 11 more communities. By type: 17 single-family homes and 3 townhomes and villas. Bedrooms run from 2 to 5, a median of 4; they were built between 1958 and 2022, a median of 2002, and 1 in the last ten years. 8 of the 20 have a pool, and 20 are on the water. They sit in 3 ZIP codes: 33157, 33189 and 33190.

Get New Cutler Bay Waterfront Homes Before You Miss Them

Well priced homes can go under contract quickly. Leave your email on this page and BreakThru Realty sends you each new listing that matches this exact search, straight from the MLS, as it comes on the market. You can also save the search, ask about a home, schedule a showing or call an agent from this page.

Own a Waterfront Home in Cutler Bay?

Your buyer may already be looking for a home on the water. BreakThru Realty works with hundreds of prequalified buyers searching for properties. Boaters tell us the dock length, the water depth and the bridge clearance they need, and we keep each request on file. We review recent Cutler Bay waterfront sales, your property's features and whether it fits what the buyers working with us are seeking.

A value range built from comparable Cutler Bay sales, with the reasoning
Whether a buyer already working with BreakThru Realty is looking for a property like yours
The plan that reaches the rest of the market if no buyer on file fits
An estimate of your selling costs and what you would keep after closing
Your timing, privacy and goals, worked through before anything is listed

Request My Waterfront Seller Strategy

Selling in Cutler Bay?

See what your home is worth from recent Cutler Bay sales, the days on market and today's buyer demand. See what my home would sell for.

Buying in Cutler Bay?

Every home, condo and townhome for sale in Cutler Bay, straight from the MLS and updated through the day. Find my Cutler Bay home.

Investing in Cutler Bay?

Multifamily, rental and value add property in Cutler Bay, with the taxes, association fees and price history on every listing. Evaluate Cutler Bay investments.

More Cutler Bay Real Estate

Cutler Bay Homes by Price Range

Cutler Bay housing market report · Cutler Bay Rentals: Homes & Apartments for Rent