BreakThru Realty

Cost to Sell a House in Miami Beach

Know what you would keep from your Miami Beach sale, line by line, before you decide to sell.

Every cost a Miami Beach seller pays at closing, what each one is, who customarily pays it in Miami-Dade County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Miami Beach has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Miami Beach sold prices, so the net proceeds are not a surprise at the closing table.

Miami Beach Market at a Glance

Updated November 7, 2026 from BeachesMLS.

Newest Miami Beach Homes for Sale

The 30 newest homes, condos and townhomes on the market in Miami Beach, straight from BeachesMLS. The 30 listings on this page run from $410,000 to $25,000,000, with a median of $1,647,500, about $1,431 per square foot, and they have been listed a median of 3 days.

  • The community with the most listings here is The 1525 Residence (6), 6 of the 30; the others are spread across 24 more communities.
  • By type: 26 condos and 4 single-family homes.
  • Bedrooms run from studios to 7, a median of 2; they were built between 1932 and 2027, a median of 2003, and 10 in the last ten years.
  • 6 of the 30 have a pool, and 14 are on the water.
  • They sit in 5 ZIP codes: 33109, 33135, 33139, 33140 and 33141.

See every Miami Beach home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings1761,731
Median list price$5,592,500$570,000
Median list price per sq ft$1,585/sq ft$664/sq ft
Average days on market156 days176 days
Sold in the last 90 days52313
Median sold price (90 days)$3,768,334$500,000
Sale price as % of list price91.9%94.5%
Months of inventory10.2 months16.6 months
Median sold price vs. a year ago+44.9%+7.8%

Source: BeachesMLS. Active listings as of November 7, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Miami Beach, in Order of Size

For most Miami Beach sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Miami-Dade County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Miami-Dade County the rate is 60 cents per $100 of the sale price for a single family home; other property types pay an additional county surtax of 45 cents per $100. On the median Miami Beach single family home sale of $3,768,334, the 60-cent rate comes to about $22,610. The rest of Florida pays 70 cents per $100, so a Miami-Dade single family seller pays slightly less than a seller across the county line.

Title Insurance and Closing Charges in Miami-Dade County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Miami-Dade County the buyer customarily chooses the title company and pays for the owner's policy, which is the opposite of most of Florida and saves a Miami Beach seller a meaningful line on the closing statement. The seller still pays a settlement fee, the title search where the contract assigns it, a municipal lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. In Miami Beach's older condominium buildings, ask early about special assessments tied to the milestone inspection and the structural reserve study: the contract decides whether the seller or the buyer pays one that has been levied but not yet billed.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Miami Beach comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Miami Beach sales and the actual Miami-Dade County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Miami Beach Costs Beyond the County Norms

Selling in Miami Beach carries costs the county-level guides do not cover. A waterfront seller is usually asked for a dock and seawall inspection and an elevation certificate, and a buyer will negotiate over a seawall near the end of its life. Any older house needs wind mitigation and four-point reports for the buyer to bind insurance. Where work was done without permits, the city expects it closed out before the deed changes hands, and in a historic district unapproved exterior work has to be resolved through preservation review, which takes time a contract may not allow. If the home has been let short term, be ready to show the zoning district permits it, because a Miami Beach buyer paying for that income will verify it.

Selling a Miami Beach Condo or Association Home

An apartment sale in Miami Beach is a sale of the association along with the unit. The buyer applies, pays the fee and waits for approval; a co-op in Flamingo Park or on Pine Tree Drive adds a board interview and can decline without giving a reason, which narrows your buyer pool and changes how the unit is financed. Some buildings hold a right of first refusal. Buyers now request the milestone inspection, the structural integrity reserve study, the county recertification status, the budget and the assessment history before they offer, so have them ready or expect a renegotiation. Leasing caps and minimum terms decide whether investors bid at all, and in a condo-hotel the rental program is part of what a Miami Beach buyer is buying.

When Miami Beach Sellers Close Fastest

Miami Beach sellers meet the most buyers in winter, because that is when the seasonal and international owners are physically on the island, so listing in the autumn positions you for it. Houses in Mid-Beach and Normandy Shores also see family buyers in spring who want to move before school. Hurricane season, June through November, slows things: insurance binding pauses when a storm is named, and closings slip. Beyond the season, the structural documents set the pace. A cash purchase in a building with clean reports can move quickly, while a financed purchase waiting on association approval, an estoppel, a lender reviewing the building's reserves and a co-op interview takes considerably longer, so build that into the Miami Beach contract dates.

Recently Sold in Miami Beach

The newest closings in Miami Beach, with the sale price, closing date and days on market for each.

Recently sold homes in Miami Beach

What Is Your Miami Beach Home Worth?

Request a free valuation built on recent Miami Beach sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Miami Beach?
Apart from the mortgage payoff, a Miami Beach seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Miami-Dade County?
In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single family home, with an additional 45-cent surtax per $100 on other property types. On the median Miami Beach single family home sale of $3,768,334, the 60-cent rate is about $22,610. The seller customarily pays it.
Who pays for title insurance in Miami-Dade County, the buyer or the seller?
By local custom the buyer chooses the title company and pays for the owner's policy in Miami-Dade County, as in Miami-Dade and Broward generally. In most other Florida counties the seller pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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