How much does it cost to sell a house in Westlake?

Apart from the mortgage payoff, a Westlake seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.

How much are documentary stamps on a home sale in Palm Beach County?

In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Westlake single family home sale of $697,000, that is about $4,879. The seller customarily pays it.

Who pays for title insurance in Palm Beach County, the buyer or the seller?

By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.

Do I have to make repairs before I sell?

No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

Cost to Sell a House in Westlake

Know what you would keep from your Westlake sale, line by line, before you decide to sell.

Every cost a Westlake seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Westlake has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Westlake sold prices, so the net proceeds are not a surprise at the closing table.

Westlake Market at a Glance

Updated October 31, 2026 from BeachesMLS.

Newest Westlake Homes for Sale

The 30 newest homes, condos and townhomes on the market in Westlake, straight from BeachesMLS. The 30 listings on this page run from $579,000 to $999,990, with a median of $709,995, about $293 per square foot, and they have been listed a median of 22 days.

The communities with the most listings here are Cresswind Palm Beach (8), Orchards of Westlake (8), Pines of Westlake (5), Meadows of Westlake (3) and Groves of Westlake (2), 26 of the 30; the others are spread across 3 more communities.
All of them are single-family homes.
Bedrooms run from 2 to 5, a median of 3; they were built between 2018 and 2027, a median of 2023, and 30 in the last ten years.
2 of the 30 have a pool, and 17 are on the water.
They sit in 2 ZIP codes: 33441 and 33470.

See every Westlake home for sale with map and filters.

	Single-family homes	Condos & townhomes
Active listings	81	4
Median list price	$722,990	$477,400
Median list price per sq ft	$316/sq ft	$305/sq ft
Average days on market	85 days	62 days
Sold in the last 90 days	33	3
Median sold price (90 days)	$697,000	$479,900
Sale price as % of list price	98.1%	99.2%
Months of inventory	7.4 months	4 months
Median sold price vs. a year ago	+8.1%	-0.5%

Source: BeachesMLS. Active listings as of October 31, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Westlake, in Order of Size

For most Westlake sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Westlake single family home sale of $697,000, that comes to about $4,879. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Westlake comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Westlake sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Westlake Costs Beyond the County Norms

A Westlake house sale has costs a countywide average leaves out. Buyers ask for the permits and final inspections on anything added after the builder closed, from pools to patios and solar panels, and an unpermitted addition holds up closing until it is resolved. The non ad valorem assessments on the tax bill appear in the closing figures and in the lender review, so have the latest bill ready. A solar system under a loan or a lease has to be paid off or transferred. Sellers also budget for the documentary stamp tax a Florida seller customarily pays on the deed, and for any credit offered to compete with builder incentives in Westlake.

Selling a Westlake Condo or Association Home

Selling in a Westlake neighborhood means working with its association from the first week. Each gated neighborhood, and Cresswind Palm Beach for residents 55 and over, has its own approval process for a new owner, its own estoppel letter and transfer fees and, in some cases, a capital contribution charged at closing, which the contract should assign to the buyer or the seller. Expect the buyer's lender and closing agent to ask for the estoppel, the budget and the master association's information as well. In Cresswind, the buyer's eligibility under the age rule is checked too. Order the estoppel early, because a Westlake closing cannot be scheduled without it.

When Westlake Sellers Close Fastest

Westlake sells to families more than to winter buyers, so spring is the busy season, as households look to close and move before the school year. The bigger timing question is the builders: a resale listed just before a builder release or a new round of incentives in the same neighborhood competes with them, while one listed after the builder has sold out of that plan stands alone. Watch the release schedule of the neighborhood around you. Hurricane season can slow insurance binding for some buyers, so have the wind mitigation features of your Westlake house documented before you list.

Recently Sold in Westlake

The newest closings in Westlake, with the sale price, closing date and days on market for each.

Recently sold homes in Westlake

What Is Your Westlake Home Worth?

Request a free valuation built on recent Westlake sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Westlake?: Apart from the mortgage payoff, a Westlake seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?: In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Westlake single family home sale of $697,000, that is about $4,879. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?: By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?: Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?: No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.