8005 SW 198th Terrace, Cutler Bay, FL 33189

$699,000 · Active

  • 3 beds
  • 2 baths
  • 1,825 sq ft
  • Single Family Residence
  • Built 1977
  • HOA $180/mo
  • Lot 8,712 sq ft
  • 2,381 sq ft total
  • 2 garage spaces
  • Miami-Dade County
  • MLS# A12087565
  • Saga Bay Sec 1 Pt 6
Photo 1 at 8005 SW 198th Terrace, Cutler BayPhoto 2 at 8005 SW 198th Terrace, Cutler BayPhoto 3 at 8005 SW 198th Terrace, Cutler BayPhoto 4 at 8005 SW 198th Terrace, Cutler BayPhoto 5 at 8005 SW 198th Terrace, Cutler BayPhoto 6 at 8005 SW 198th Terrace, Cutler BayPhoto 7 at 8005 SW 198th Terrace, Cutler BayPhoto 8 at 8005 SW 198th Terrace, Cutler Bay

About this home

Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay’s most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security—all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.

Features

Schools

  • Elementary: Dr. Edward L. Whigham
  • Middle: Cutler Bay Middle
  • High: Miami Southridge

Presented by

BreakThru Realty · (786) 914-1017

Courtesy of

South Florida Global R.E. LLC · listings@southfloridaglobal.com · Listing agent: Angelo Dilan

BeachesMLS logo All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than BreakThru Realty carry the name of the listing broker.

Schedule a showing

Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com to see 8005 SW 198th Terrace.

Questions About 8005 SW 198th Terrace

How much is 8005 SW 198th Terrace?
8005 SW 198th Terrace is listed at $699,000, which is about $383 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.
What are the association fees at 8005 SW 198th Terrace?
The listing reports an association fee of $180 per month. Confirm what the fee covers, the reserve funding and any pending special assessments before you make an offer; for a condo, ask for the milestone inspection report as well.
What are the property taxes on 8005 SW 198th Terrace?
The listing reports annual property taxes of $4,680 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.
When was 8005 SW 198th Terrace built?
8005 SW 198th Terrace was built in 1977 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
How long has 8005 SW 198th Terrace been on the market?
8005 SW 198th Terrace has been listed for 46 days, and the asking price has been reduced from $750,000. Days on market and price changes are the first signals of how much room there is to negotiate.
Which schools serve 8005 SW 198th Terrace?
The MLS lists Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle), Miami Southridge (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.
How do I see 8005 SW 198th Terrace?
Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.

To request a tour, call (786) 914-1017 or email sales@breakthrurealty.com.

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The 4 bedroom home at 20205 SW 79th Court, Cutler Bay, FL 33189 is comparable and listed for sale at $699,000. Another comparable home, 8020 SW 198th Street, Cutler Bay, FL 33189, sold for $849,000 in September 2026. Other Cutler Bay neighborhoods include Cutler Creek and South Coral Homes. Nearby ZIP codes include 33190 and 33157. This property also neighbors Palmetto Bay, Pinecrest, and South Miami. Compare it with the Cutler Bay housing market report.