BreakThru Realty

Cost to Sell a House in Cutler Bay

Know what you would keep from your Cutler Bay sale, line by line, before you decide to sell.

Every cost a Cutler Bay seller pays at closing, what each one is, who customarily pays it in Miami-Dade County, and how to estimate what you keep.

Révisé par Tyson E. Sam, fondateur et courtier attitré de BreakThru Realty, Florida License 3565210

Selling a house in Cutler Bay has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Cutler Bay sold prices, so the net proceeds are not a surprise at the closing table.

Cutler Bay Market at a Glance

Mis à jour en octobre 30, 2026 à partir de BeachesMLS.

Newest Cutler Bay Homes for Sale

The 30 newest homes, condos and townhomes on the market in Cutler Bay, straight from BeachesMLS. The 30 listings on this page run from $435,000 to $1,950,000, with a median of $666,000, about $389 per square foot, and they have been listed a median of 16 days.

  • The communities with the most listings here are Bel-aire (3), Cutler Cay (3), Lakes by the Bay (3), Cantamar (2) and Capistrano (2), 13 of the 30; the others are spread across 16 more communities.
  • Par type : 29 maisons individuelles et 1 copropriété.
  • Le nombre de chambres va de 2 à 5, avec une médiane de 4 ; elles ont été construites entre 1954 et 2026, avec une année médiane de 1998, et 2 l’ont été au cours des dix dernières années.
  • 9 des 30 disposent d’une piscine et 5 sont en bord de l’eau.
  • Elles se trouvent dans 3 codes ZIP : 33157, 33189 et 33190.

See every Cutler Bay home for sale with map and filters.

Maisons individuellesCopropriétés et maisons de ville
Annonces actives16083
Prix demandé médian$699,000$310,000
Prix demandé médian par pi²$378/pi²$272/pi²
Nombre moyen de jours sur le marché88 jours129 jours
Vendus au cours des 90 derniers jours8134
Prix de vente médian (90 jours)$625,000$298,000
Prix de vente en % du prix demandé99.2%97.6%
Mois de stock disponible5.9 mois7.3 mois
Prix de vente médian par rapport à l’année précédente-0.1%-18.2%

Source : BeachesMLS. Annonces actives au 30 octobre 2026 ; les chiffres des ventes couvrent les clôtures des 90 derniers jours, comparées aux mêmes 90 jours de l’année précédente. Il ne s’agit pas d’une expertise. Comment ces chiffres sont calculés.

The Costs of Selling a House in Cutler Bay, in Order of Size

For most Cutler Bay sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Taxe sur les actes dans le comté de Miami-Dade

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Miami-Dade County the rate is 60 cents per $100 of the sale price for a single family home; other property types pay an additional county surtax of 45 cents per $100. On the median Cutler Bay single family home sale of $625,000, the 60-cent rate comes to about $3,750. The rest of Florida pays 70 cents per $100, so a Miami-Dade single family seller pays slightly less than a seller across the county line.

Assurance titre et frais de clôture dans le comté de Miami-Dade

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Miami-Dade County the buyer customarily chooses the title company and pays for the owner's policy, which is the opposite of most of Florida and saves a Cutler Bay seller a meaningful line on the closing statement. The seller still pays a settlement fee, the title search where the contract assigns it, a municipal lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Taxes foncières, frais d’association et cotisations spéciales

Les taxes foncières de Floride sont payées à terme échu. Ainsi, à la clôture, le vendeur crédite à l'acheteur les taxes pour la période allant du 1er janvier 1 à la date de clôture; plus la clôture a lieu tard dans l'année, plus ce crédit est élevé. Si le bien immobilier se trouve dans une copropriété ou une association de propriétaires, l'association facture un certificat d'estoppel indiquant les sommes dues, selon des frais plafonnés par la loi de Floride, et toute cotisation impayée est réglée à la clôture. Une cotisation spéciale qui a été imposée mais pas entièrement payée fait l'objet d'une négociation : le contrat détermine si le vendeur la règle ou si l'acheteur la reprend.

Réparations, crédits et préparation du bien

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Cutler Bay comparables say will come back in the price and which will not.

Impôts sur la plus-value et vendeurs étrangers

Florida ne prélève pas d’impôt sur le revenu au niveau de l’État ; tout impôt sur votre plus-value est donc fédéral. Les propriétaires qui ont occupé le bien comme résidence principale pendant deux des cinq dernières années peuvent généralement exclure jusqu’à $250,000 de plus-value, ou $500,000 pour un couple marié déclarant conjointement ; les biens d’investissement et les résidences secondaires ne sont pas admissibles, ce qui explique le recours à un échange 1031. Si le vendeur est une personne étrangère, l’acheteur doit généralement retenir 15% du prix de vente pour l’IRS en vertu de la FIRPTA, sauf si une exception ou un certificat de retenue s’applique. Il faut prévoir cette démarche plusieurs mois avant la clôture. Il s’agit d’informations générales et non de conseils fiscaux ; confirmez votre situation auprès d’un CPA.

Estimer ce qu’il vous restera

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Cutler Bay sales and the actual Miami-Dade County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Cutler Bay Costs Beyond the County Norms

A Cutler Bay house sale carries costs that a countywide average leaves out. Buyers of older ranch homes order four point, roof and wind mitigation inspections, and open permits for additions, pools or garage conversions usually have to be closed or disclosed before the sale can close. On the bay side, the elevation certificate and the flood insurance quote often decide whether the buyer stays in the deal, so having them ready saves days. Sellers also budget for presentation, from trimming fruit trees to repainting, and Florida's documentary stamp tax on the deed, customarily paid by the seller, belongs in the Cutler Bay net sheet too.

Selling a Cutler Bay Condo or Association Home

Selling a townhome or condominium in Cutler Bay means working with the association from the start. Each community, from Santa Barbara to the gated Lakes by the Bay sections and Cutler Cay, sets its own buyer application, approval and timeline, and a buyer's lender will ask for the budget, the master insurance policy and, for a condominium unit, the reserves and any special assessment. An assessment already voted is usually paid or credited at closing. Order the estoppel letter early, and budget for the estoppel and transfer fees on the Cutler Bay net sheet.

When Cutler Bay Sellers Close Fastest

Cutler Bay sells on the school calendar. Families buying houses in Whispering Pines, Saga Bay and Lakes by the Bay like to close in early summer, so a listing ready in spring meets the most of them, and the holidays are usually the quietest weeks. Hurricane season makes insurers slower to bind coverage on the bay side, which can stretch a closing, and an association that meets monthly can hold an approval. Have the elevation certificate, the wind mitigation report and the association documents in hand before a Cutler Bay listing goes live.

Recently Sold in Cutler Bay

The newest closings in Cutler Bay, with the sale price, closing date and days on market for each.

Recently sold homes in Cutler Bay

What Is Your Cutler Bay Home Worth?

Request a free valuation built on recent Cutler Bay sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Coût de vente : questions fréquentes

How much does it cost to sell a house in Cutler Bay?
Apart from the mortgage payoff, a Cutler Bay seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
Quel est le montant des timbres fiscaux sur la vente d’une maison dans le comté de Miami-Dade ?
In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single family home, with an additional 45-cent surtax per $100 on other property types. On the median Cutler Bay single family home sale of $625,000, the 60-cent rate is about $3,750. The seller customarily pays it.
Qui paie l’assurance titre dans le comté de Miami-Dade, l’Acheteur ou le Vendeur ?
Selon les usages locaux, l’Acheteur choisit la société de titre et paie la police du propriétaire dans le comté de Miami-Dade, comme c’est généralement le cas à Miami-Dade et Broward. Dans la plupart des autres comtés de Florida, le Vendeur paie. Il s’agit d’un usage et non d’une loi : c’est donc le contrat qui prévaut.
Dois-je payer un impôt sur les plus-values lorsque je vends ma maison en Florida ?
Florida ne prélève pas d’impôt sur le revenu au niveau de l’État ; tout impôt sur la plus-value est donc fédéral. Si le bien a été votre résidence principale pendant deux des cinq dernières années, vous pouvez généralement exclure jusqu’à $250,000 de plus-value, ou $500,000 pour un couple marié déclarant conjointement. Les résidences secondaires et les locations ne sont pas admissibles. Il s’agit d’informations générales et non de conseils fiscaux ; confirmez votre situation auprès d’un CPA.
Dois-je effectuer des réparations avant de vendre ?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

More for Cutler Bay Sellers

Selling With BreakThru Realty

More Cutler Bay Real Estate

Cutler Bay Homes by Price Range

Cutler Bay housing market report · Cutler Bay Rentals: Homes & Apartments for Rent