How much does it cost to sell a house in Miami-Dade County?

Apart from the mortgage payoff, a Miami-Dade County seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.

How much are documentary stamps on a home sale in Miami-Dade County?

In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single family home, with an additional 45-cent surtax per $100 on other property types. On the median Miami-Dade County single family home sale of $694,400, the 60-cent rate is about $4,166. The seller customarily pays it.

Who pays for title insurance in Miami-Dade County, the buyer or the seller?

By local custom the buyer chooses the title company and pays for the owner's policy in Miami-Dade County, as in Miami-Dade and Broward generally. In most other Florida counties the seller pays. It is a custom, not a law, so the contract controls.

Do I have to make repairs before I sell?

No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

Cost to Sell a House in Miami-Dade County

Know what you would keep from your Miami-Dade County sale, line by line, before you decide to sell.

Every cost a Miami-Dade County seller pays at closing, what each one is, who customarily pays it in Miami-Dade County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Miami-Dade County has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Miami-Dade County sold prices, so the net proceeds are not a surprise at the closing table.

Miami-Dade County Market at a Glance

Updated November 8, 2026 from BeachesMLS.

Newest Miami-Dade County Homes for Sale

The 30 newest homes, condos and townhomes on the market in Miami-Dade County, straight from BeachesMLS. The 30 listings on this page run from $418,999 to $7,835,000, with a median of $697,000, about $492 per square foot, and they have been listed a median of 11 days.

By type: 15 condos, 11 single-family homes and 3 townhomes and villas.
Bedrooms run from 1 to 5, a median of 3; they were built between 1938 and 2028, a median of 2006, and 6 in the last ten years.
5 of the 30 have a pool, and 9 are on the water.

See every Miami-Dade County home for sale with map and filters.

	Single-family homes	Condos & townhomes
Active listings	4,802	12,244
Median list price	$898,500	$536,250
Median list price per sq ft	$477/sq ft	$551/sq ft
Average days on market	212 days	491 days
Sold in the last 90 days	2,447	2,679
Median sold price (90 days)	$694,400	$406,250
Sale price as % of list price	97.1%	95.7%
Months of inventory	5.9 months	13.7 months
Median sold price vs. a year ago	+3.6%	-2.1%

Source: BeachesMLS. Active listings as of November 8, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Miami-Dade County, in Order of Size

For most Miami-Dade County sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Miami-Dade County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Miami-Dade County the rate is 60 cents per $100 of the sale price for a single family home; other property types pay an additional county surtax of 45 cents per $100. On the median Miami-Dade County single family home sale of $694,400, the 60-cent rate comes to about $4,166. The rest of Florida pays 70 cents per $100, so a Miami-Dade single family seller pays slightly less than a seller across the county line.

Title Insurance and Closing Charges in Miami-Dade County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Miami-Dade County the buyer customarily chooses the title company and pays for the owner's policy, which is the opposite of most of Florida and saves a Miami-Dade County seller a meaningful line on the closing statement. The seller still pays a settlement fee, the title search where the contract assigns it, a municipal lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. In Miami-Dade County's older condominium buildings, ask early about special assessments tied to the milestone inspection and the structural reserve study: the contract decides whether the seller or the buyer pays one that has been levied but not yet billed.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Miami-Dade County comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Miami-Dade County sales and the actual Miami-Dade County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Miami-Dade County Costs Beyond the County Norms

Selling in Miami-Dade County carries a few costs the state averages do not show. The county applies its own documentary stamp rate on the deed, below the rate elsewhere in Florida, plus a surtax on transfers of anything other than a single-family home, which reaches most condominium and townhome sales. Open permits surface in the lien search and have to be closed with whichever building department governs the address, and several cities and villages run their own. Older buildings answer to the county's recertification program as well as the state's milestone rules. A waterfront seller should expect a seawall and dock inspection, and a seller who lives abroad faces federal withholding on the proceeds unless an exemption applies.

Selling a Miami-Dade County Condo or Association Home

Selling a Miami-Dade County condominium runs on the association's timetable. Most buildings approve each buyer for a fee, some hold a right of first refusal, and the co-ops of Miami Beach and Bal Harbour add a board interview and limits on financing. Buyers and lenders ask early for the milestone inspection, the structural integrity reserve study, the county recertification status, the budget and any assessment, and a lender's review of an older building can narrow the field to cash. Leasing caps decide whether investors bid, and a condo-hotel program in Doral or on Miami Beach changes financing again. Many townhome communities are legally condominiums too, so have the full document package ready before launch.

When Miami-Dade County Sellers Close Fastest

Sales in Miami-Dade County run on two calendars. The beach and bay towers from Key Biscayne to Sunny Isles Beach meet the most buyers from January into April, when seasonal and international owners are in town, so a listing ready in the autumn is in position. The family suburbs, Coral Gables, Pinecrest, South Miami, Kendall and Doral, go under contract in spring for a summer move before school. Hurricane season, June through November, can pause insurance binding when a storm is named, which delays financed closings. Beyond the season, paperwork sets the pace: a cash sale of a house with no association closes quickly, while a financed condo waiting on board approval and a lender's building review takes longer.

Recently Sold in Miami-Dade County

The newest closings in Miami-Dade County, with the sale price, closing date and days on market for each.

Recently sold homes in Miami-Dade County

What Is Your Miami-Dade County Home Worth?

Request a free valuation built on recent Miami-Dade County sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Miami-Dade County?: Apart from the mortgage payoff, a Miami-Dade County seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Miami-Dade County?: In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single family home, with an additional 45-cent surtax per $100 on other property types. On the median Miami-Dade County single family home sale of $694,400, the 60-cent rate is about $4,166. The seller customarily pays it.
Who pays for title insurance in Miami-Dade County, the buyer or the seller?: By local custom the buyer chooses the title company and pays for the owner's policy in Miami-Dade County, as in Miami-Dade and Broward generally. In most other Florida counties the seller pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?: Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?: No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.