2086 SW Gull Harbor Lane, Palm City, FL 34990
$3,450,000 · Active
- 3 beds
- 2 baths
- 1,826 sq ft
- 187 days on market
- Single Family Residence
- Built 1978
- Lot 13,155.12 sq ft
- 2,674 sq ft total
- Martin County
- MLS# M20055566
- Gull Harbor








About this home
Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under 1/3 acre. This concrete block 3BR/2BA home with a 2-car garage offers wide water and stunning sunrise views from the kitchen, dining room, and screened patio. The split floor plan provides privacy and functionality, while travertine flooring runs throughout the home. Updated bathrooms add modern appeal, and the expansive yard offers plenty of room for a pool and outdoor entertaining. This waterfront gem features a private dock equipped with a boat lift. Enjoy easy access to the St. Lucie River right from your dock. Enjoy the perfect blend of privacy, waterfront living, and endless potential with no restrictions. Conveniently located close to schools, dining, shopping, and everyday conveniences .Owner financing available.
Features
- Walk-In Closet(s)
- Bedroom Layout - Split
- Canal Width 1-80 Feet
Schools
- Elementary: Bessey Creek
- Middle: Hidden Oaks
- High: Martin County
Presented by
BreakThru Realty · (786) 914-1017
Courtesy of
Berkshire Hathaway Florida Rea · terrikasnic@bhhsfloridarealty.com · Listing agent: Dawn San George
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than BreakThru Realty carry the name of the listing broker.
Schedule a showing
Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com to see 2086 SW Gull Harbor Lane.
Before You Make an Offer
Your Buyer May Already Be Working With BreakThru Realty
Buyers come to BreakThru Realty searching for homes like this one, and many have shared their exact requirements with us: the neighborhood, the price, the bedrooms, the pool, the timing. If you own a home nearby and are weighing a sale, a broker can check it against those requirements before you list, and if no buyer on file fits, show you how we would reach the rest of the market.
BreakThru Realty works with hundreds of prequalified buyers searching for properties. Before you list, a broker reviews what you own, the market around it and whether an existing buyer's requirements match. If none does, you see how we would position it to reach other qualified buyers.
Find Out If We Have Your Buyer · Discuss Selling With BreakThru Realty
A potential match is a conversation, not an offer, until the buyer sees your property and makes one. No buyer is named and nothing about your property or business is shared until you decide to proceed.
Questions About 2086 SW Gull Harbor Lane
- How much is 2086 SW Gull Harbor Lane?
- 2086 SW Gull Harbor Lane is listed at $3,450,000, which is about $1,889 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.
- What are the property taxes on 2086 SW Gull Harbor Lane?
- The listing reports annual property taxes of $12,129 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.
- When was 2086 SW Gull Harbor Lane built?
- 2086 SW Gull Harbor Lane was built in 1978 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
- How long has 2086 SW Gull Harbor Lane been on the market?
- 2086 SW Gull Harbor Lane has been listed for 187 days, and the asking price has been reduced from $3,455,000. Days on market and price changes are the first signals of how much room there is to negotiate.
- Is 2086 SW Gull Harbor Lane waterfront?
- Yes. The listing describes the water as canal width 1-80 feet. For a home with dockage, confirm the water depth at low tide, the seawall condition and whether the route to the inlet passes under any fixed bridges before you offer.
- Which schools serve 2086 SW Gull Harbor Lane?
- The MLS lists Bessey Creek (elementary), Hidden Oaks (middle), Martin County (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.
- How do I see 2086 SW Gull Harbor Lane?
- Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.
To request a tour, call (786) 914-1017 or email sales@breakthrurealty.com.
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The 3 bedroom home at 118 SW Palm Cove Drive, Palm City, FL 34990 is comparable and listed for sale at $3,450,000. Palm City neighborhoods include Copperleaf and Highlands Reserve. Nearby ZIP codes include 34994 and 34996. This property also neighbors Stuart, Sewall's Point, and Ocean Breeze. Compare it with the Palm City housing market report.