Palm City Homes with Docks & Ocean Access

Find the Palm City waterfront home that fits your life, with the water access, the insurance and the offer worked through before you commit.

Live BeachesMLS listings matching this search in Palm City, Florida, updated throughout the day.

A dock in this community puts a boat on the St. Lucie River, part of the Okeechobee Waterway, and the run to the Atlantic goes downriver past Stuart and out through the St. Lucie Inlet. Private docks sit behind houses in Palm City neighbourhoods such as Rustic Hills, Seagate Harbor and Four Rivers, with Greenridge Estates among the other names that appear, while Piper's Landing has a club marina and Harbour Ridge fronts the river across the St. Lucie County line. Measure the depth at the end of the dock at low tide, check the lift's rated capacity and the seawall cap, and look for permits on both. Inside a club, ask how slips are assigned, whether one comes with the home and whether there is a waiting list.

34 listings, newest first.

The 34 listings on this page run from $399,900 to $9,750,000, with a median of $1,337,000, about $563 per square foot, and they have been listed a median of 72 days.

The communities with the most listings here are Greenridge Estates (4), Seagate Harbor (4), Floridian Golf Club (2), Four Rivers (2) and Lighthouse Point (2), 14 of the 34; the others are spread across 16 more communities. By type: 27 single-family homes, 4 townhomes and villas and 3 condos. Bedrooms run from 3 to 6, a median of 3; they were built between 1970 and 2024, a median of 1990, and 4 in the last ten years. 17 of the 34 have a pool, and 34 are on the water.

Ask About These Palm City Homes with Docks & Ocean Access

Tell us which of these homes you want to see, or what you are looking for that is not here, and a Palm City agent replies with the homes that fit, the questions to ask about each and a time to see them. Call or text (786) 914-1017 or send the form on this page.

Palm City Homes with Docks & Ocean Access: What Is on the Market

What the 34 homes with docks & ocean access for sale in Palm City tell you about this market, counted from the listings on this page as of November 8, 2026. Every figure moves with the inventory. Ask about any of these homes or request a showing from this page.

Listings on this page34
Asking prices$399,900 to $9,750,000
Median asking price$1,337,000
Median price per square foot$563/sq ft
Median living area2,721 sq ft
Bedrooms3 to 6, median 3
Year built1970 to 2024, median 1990
Median association fee (condos)$2,259/mo
Median days on market72 days
Listings with a price cut13 of 34
With a pool17 of 34
On the water34 of 34
With ocean access34 of 34
No fixed bridges to the inlet17 of 34
Garage spaces2 to 55
Median lot size (houses)18,730.8 sq ft

Communities With the Most Listings

CommunityListingsMedian asking price
Greenridge Estates4$3,592,944
Seagate Harbor4$1,377,000
Floridian Golf Club2$8,124,500
Four Rivers2$1,570,000
Lighthouse Point2$1,149,450
Palm Cove2$839,500

By Asking Price

  • Under $1,250,000: 13 listings
  • $1,250,000 to $1,500,000: 9 listings
  • $1,500,000 and up: 12 listings

Counted from the listings on this page, BeachesMLS, as of November 8, 2026. Asking prices, not sale prices. Not an appraisal.

Palm City Homes with Docks & Ocean Access: Questions Buyers Ask

How much do homes with docks & ocean access cost in Palm City?
The 34 homes with docks & ocean access for sale in Palm City on this page ask from $399,900 to $9,750,000, a median of $1,337,000 or about $563 per square foot, from BeachesMLS listings as of November 8, 2026. 13 are under $1,250,000, 9 are between $1,250,000 and $1,500,000 and 12 are at $1,500,000 and up. Asking prices are not sale prices: the Palm City housing market report shows what homes closed for.
How many homes with docks & ocean access are for sale in Palm City right now?
34 homes with docks & ocean access are listed for sale in Palm City as of November 8, 2026, and the typical one has been on the market 72 days; 13 of them have cut the asking price since listing. The list refreshes from the MLS through the day, and the alert on this page sends each new one the day it lists.
Which Palm City communities have homes with docks & ocean access for sale?
Greenridge Estates (4, median $3,592,944), Seagate Harbor (4, median $1,377,000), Floridian Golf Club (2, median $8,124,500), Four Rivers (2, median $1,570,000), Lighthouse Point (2, median $1,149,450) and Palm Cove (2, median $839,500) hold the most homes with docks & ocean access for sale in Palm City today. The rest are spread across 15 more communities.
What are the association fees on homes with docks & ocean access in Palm City?
The median association fee on the condos in this search is $2,259 a month, from $2,259 to $4,231, as the listings state them as of November 8, 2026. The fee depends on what the association covers, from insurance and reserves to staff and amenities; we read the budget, the reserve study and any assessment before you offer.
How many of these Palm City homes with docks & ocean access have ocean access?
34 of the 34 listings state ocean access, and 17 state no fixed bridges between the dock and the inlet, as of November 8, 2026. The feed does not carry dock length, water depth or bridge clearance as fields, so we confirm each before you offer.
Are these Palm City homes with docks & ocean access houses or condos?
27 of the 34 are single family houses and 3 are condos; the other 4 are townhomes, villas or multifamily, as of November 8, 2026. A house in Palm City is priced from the closed sales on its streets; a condo from its building's closings and its association's documents.

Before You Buy: The Guides

Get New Palm City Homes with Docks & Ocean Access Before You Miss Them

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Own a Waterfront Home in Palm City?

Your buyer may already be looking for a home on the water. BreakThru Realty works with hundreds of prequalified buyers searching for properties. Boaters tell us the dock length, the water depth and the bridge clearance they need, and we keep each request on file. We review recent Palm City waterfront sales, your property's features and whether it fits what the buyers working with us are seeking.

  • A value range built from comparable Palm City sales, with the reasoning
  • Whether a buyer already working with BreakThru Realty is looking for a property like yours
  • The plan that reaches the rest of the market if no buyer on file fits
  • An estimate of your selling costs and what you would keep after closing
  • Your timing, privacy and goals, worked through before anything is listed

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