Palm City Waterfront Homes & Condos for Sale

Find the Palm City waterfront home that fits your life, with the water access, the insurance and the offer worked through before you commit.

Live BeachesMLS listings matching this search in Palm City, Florida, updated throughout the day.

Waterfront in Palm City means the St. Lucie River and the creeks, canals and lakes around it, not the ocean or the Intracoastal. Much of it is single-family, in river and canal neighbourhoods such as Seagate Harbor, Rustic Hills and Four Rivers, alongside the riverfront estates of Piper's Landing and the river-view condos of Harbour Ridge, which carries a Palm City address from across the St. Lucie County line. Lake lots inside Martin Downs and the gated communities also count as waterfront, so read each listing for the kind of water before you tour. On river and canal homes, ask for the elevation certificate and a flood quote early, and learn how the lot has fared in the years when Lake Okeechobee releases cloud the river.

46 listings, newest first.

The 46 listings on this page run from $424,500 to $9,750,000, with a median of $1,195,000, about $366 per square foot, and they have been listed a median of 22 days.

The communities with the most listings here are Seagate Harbor (6), Pipers Landing (3), Floridian Golf Club (2), Greenridge Estates (2) and Hammock Creek (2), 15 of the 46; the others are spread across 26 more communities. By type: 42 single-family homes, 2 condos and 2 townhomes and villas. Bedrooms run from 2 to 6, a median of 3; they were built between 1969 and 2023, a median of 1990, and 4 in the last ten years. 26 of the 46 have a pool, and 44 are on the water.

Ask About These Palm City Waterfront Homes

Tell us which of these homes you want to see, or what you are looking for that is not here, and a Palm City agent replies with the homes that fit, the questions to ask about each and a time to see them. Call or text (786) 914-1017 or send the form on this page.

Palm City Waterfront Homes: What Is on the Market

What the 46 waterfront homes for sale in Palm City tell you about this market, counted from the listings on this page as of November 8, 2026. Every figure moves with the inventory. Ask about any of these homes or request a showing from this page.

Listings on this page46
Asking prices$424,500 to $9,750,000
Median asking price$1,195,000
Median price per square foot$366/sq ft
Median living area2,690 sq ft
Bedrooms2 to 6, median 3
Year built1969 to 2023, median 1990
Median days on market22 days
Listings with a price cut10 of 46
With a pool27 of 46
On the water46 of 46
With ocean access14 of 46
No fixed bridges to the inlet5 of 46
Garage spaces2 to 55
Median lot size (houses)17,707 sq ft

Communities With the Most Listings

CommunityListingsMedian asking price
Seagate Harbor6$1,377,000
Pipers Landing3$1,175,000
Floridian Golf Club2$8,124,500
Greenridge Estates2$3,595,888
Hammock Creek2$1,099,500
Meadows Prcl 51 Md 422$619,888

By Asking Price

  • Under $900,000: 17 listings
  • $900,000 to $1,500,000: 20 listings
  • $1,500,000 and up: 9 listings

Counted from the listings on this page, BeachesMLS, as of November 8, 2026. Asking prices, not sale prices. Not an appraisal.

Palm City Waterfront Homes: Questions Buyers Ask

How much do waterfront homes cost in Palm City?
The 46 waterfront homes for sale in Palm City on this page ask from $424,500 to $9,750,000, a median of $1,195,000 or about $366 per square foot, from BeachesMLS listings as of November 8, 2026. 17 are under $900,000, 20 are between $900,000 and $1,500,000 and 9 are at $1,500,000 and up. Asking prices are not sale prices: the Palm City housing market report shows what homes closed for.
How many waterfront homes are for sale in Palm City right now?
46 waterfront homes are listed for sale in Palm City as of November 8, 2026, and the typical one has been on the market 22 days; 10 of them have cut the asking price since listing. The list refreshes from the MLS through the day, and the alert on this page sends each new one the day it lists.
Which Palm City communities have waterfront homes for sale?
Seagate Harbor (6, median $1,377,000), Pipers Landing (3, median $1,175,000), Floridian Golf Club (2, median $8,124,500), Greenridge Estates (2, median $3,595,888), Hammock Creek (2, median $1,099,500) and Meadows Prcl 51 Md 42 (2, median $619,888) hold the most waterfront homes for sale in Palm City today. The rest are spread across 25 more communities.
How many of these Palm City waterfront homes have ocean access?
14 of the 46 listings state ocean access, and 5 state no fixed bridges between the dock and the inlet, as of November 8, 2026. The feed does not carry dock length, water depth or bridge clearance as fields, so we confirm each before you offer.
Are these Palm City waterfront homes houses or condos?
42 of the 46 are single family houses and 2 are condos; the other 2 are townhomes, villas or multifamily, as of November 8, 2026. A house in Palm City is priced from the closed sales on its streets; a condo from its building's closings and its association's documents.

Before You Buy: The Guides

Get New Palm City Waterfront Homes Before You Miss Them

Well priced homes can go under contract quickly. Leave your email on this page and BreakThru Realty sends you each new listing that matches this exact search, straight from the MLS, as it comes on the market. You can also save the search, ask about a home, schedule a showing or call an agent from this page.

Own a Waterfront Home in Palm City?

Your buyer may already be looking for a home on the water. BreakThru Realty works with hundreds of prequalified buyers searching for properties. Boaters tell us the dock length, the water depth and the bridge clearance they need, and we keep each request on file. We review recent Palm City waterfront sales, your property's features and whether it fits what the buyers working with us are seeking.

  • A value range built from comparable Palm City sales, with the reasoning
  • Whether a buyer already working with BreakThru Realty is looking for a property like yours
  • The plan that reaches the rest of the market if no buyer on file fits
  • An estimate of your selling costs and what you would keep after closing
  • Your timing, privacy and goals, worked through before anything is listed

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