BreakThru Realty

Cost to Sell a House in Singer Island

Know what you would keep from your Singer Island sale, line by line, before you decide to sell.

Every cost a Singer Island seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Singer Island has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Singer Island sold prices, so the net proceeds are not a surprise at the closing table.

Singer Island Market at a Glance

Updated October 30, 2026 from BeachesMLS.

Newest Singer Island Homes for Sale

The 30 newest homes, condos and townhomes on the market in Singer Island, straight from BeachesMLS. The 30 listings on this page run from $425,000 to $4,995,000, with a median of $1,150,000, about $785 per square foot, and they have been listed a median of 9 days.

  • The communities with the most listings here are 2700 North Ocean (5) and Sugar Sands (4), 9 of the 30; the others are spread across 21 more communities.
  • By type: 26 condos and 4 single-family homes.
  • Bedrooms run from 1 to 5, a median of 2; they were built between 1958 and 2024, a median of 1980, and 3 in the last ten years.
  • 3 of the 30 have a pool, and 27 are on the water.

See every Singer Island home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings9133
Median list price$4,250,000$795,000
Median list price per sq ft$1,190/sq ft$596/sq ft
Average days on market70 days131 days
Sold in the last 90 days523
Median sold price (90 days)$1,080,000$900,000
Sale price as % of list price92.7%91.8%
Months of inventory5.4 months17.3 months
Median sold price vs. a year ago-36.5%-7.1%

Source: BeachesMLS. Active listings as of October 30, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Singer Island, in Order of Size

For most Singer Island sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Singer Island single family home sale of $1,080,000, that comes to about $7,560. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. In Singer Island's older condominium buildings, ask early about special assessments tied to the milestone inspection and the structural reserve study: the contract decides whether the seller or the buyer pays one that has been levied but not yet billed.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Singer Island comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Singer Island sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Singer Island Costs Beyond the County Norms

Selling a Singer Island house brings costs that a countywide estimate leaves out. A canal home buyer in Palm Beach Isles will want a survey, an elevation certificate, seawall, dock and lift inspections and a wind mitigation report, and any open permit or unpermitted addition on an older house has to be closed with the City of Riviera Beach before the sale can close. A lot sold with drawings may need its approvals handed to the buyer. Most sellers also spend on presentation, from dock and lift repairs to landscaping and staging, because a canal house is shown to a small group of qualified buyers on Singer Island.

Selling a Singer Island Condo or Association Home

Closing a condominium sale on Singer Island runs through the association. Each tower has its own buyer application, fee and approval timetable, and boards that meet monthly or thin out in summer can stretch it, so we set the schedule with the manager the day the listing goes live. Expect the buyer's side to request the budget, the reserve study, the inspection report and the assessment history, and expect any assessment already passed to be paid off or credited when the deal closes. Estoppel and transfer fees, plus a capital contribution where the documents require one, go on the net sheet for the Singer Island unit.

When Singer Island Sellers Close Fastest

The Singer Island calendar favours a condominium listed in late autumn, when the winter residents return and spend the season touring towers in person, many of them deciding before they fly home in spring. A unit listed in March catches the tail of that season, and one listed in summer waits for the next. Summer also brings hurricane season, which slows showings and makes insurance harder to bind, and boards that skip a summer meeting can hold up an approval. Canal homes in Palm Beach Isles sell to a small group of boaters who buy in any month, so their timing on Singer Island follows the buyer rather than the season.

Recently Sold in Singer Island

The newest closings in Singer Island, with the sale price, closing date and days on market for each.

Recently sold homes in Singer Island

What Is Your Singer Island Home Worth?

Request a free valuation built on recent Singer Island sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Singer Island?
Apart from the mortgage payoff, a Singer Island seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?
In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Singer Island single family home sale of $1,080,000, that is about $7,560. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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