BreakThru Realty

Cost to Sell a House in North Palm Beach

Know what you would keep from your North Palm Beach sale, line by line, before you decide to sell.

Every cost a North Palm Beach seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in North Palm Beach has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live North Palm Beach sold prices, so the net proceeds are not a surprise at the closing table.

North Palm Beach Market at a Glance

Updated November 7, 2026 from BeachesMLS.

Newest North Palm Beach Homes for Sale

The 30 newest homes, condos and townhomes on the market in North Palm Beach, straight from BeachesMLS. The 30 listings on this page run from $425,000 to $17,000,000, with a median of $1,124,500, about $519 per square foot, and they have been listed a median of 17 days.

  • The communities with the most listings here are Old Port Cove (5), Old Port Cove Tower West (3), Old Port Cove Harbor Village (2), Old Port Village 2 (2) and Water Club North Palm Beach (2), 14 of the 30; the others are spread across 16 more communities.
  • By type: 17 condos, 12 single-family homes and 1 multifamily property.
  • Bedrooms run from 2 to 6, a median of 3; they were built between 1960 and 2025, a median of 1977, and 4 in the last ten years.
  • 9 of the 30 have a pool, and 22 are on the water.
  • They sit in 2 ZIP codes: 33408 and 33410.

See every North Palm Beach home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings53169
Median list price$4,250,000$449,000
Median list price per sq ft$1,149/sq ft$356/sq ft
Average days on market131 days122 days
Sold in the last 90 days1844
Median sold price (90 days)$1,659,000$367,500
Sale price as % of list price94%95.2%
Months of inventory8.8 months11.5 months
Median sold price vs. a year ago+97.5%-4.5%

Source: BeachesMLS. Active listings as of November 7, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in North Palm Beach, in Order of Size

For most North Palm Beach sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median North Palm Beach single family home sale of $1,659,000, that comes to about $11,613. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the North Palm Beach comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching North Palm Beach sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

North Palm Beach Costs Beyond the County Norms

Selling in North Palm Beach carries the usual Florida costs, from the commission and title insurance to documentary stamp tax on the deed, plus several that come from the water and the associations. Waterfront buyers ask for a seawall and dock inspection, and a tired seawall becomes a price negotiation or a credit. Condo and association sellers usually pay for the estoppel certificate, and some associations charge a transfer or application fee on top. A buyer's insurer may require a four-point and wind mitigation report on an older house, which the seller often provides. At Old Port Cove, where owners pay a building and a community fee, have both statements ready. Open permits in the North Palm Beach village records should be closed before closing, because buyers and title companies look for them.

Selling a North Palm Beach Condo or Association Home

Selling a North Palm Beach condominium runs on the association's timetable. The buyer applies, pays a fee and may need an interview before approval, and some buildings hold a right of first refusal. Buyers and their lenders ask for the budget, the reserve study, the milestone inspection and the structural integrity reserve study, plus the minutes that show any assessment under discussion. At Old Port Cove, where both the building and the community charge fees, provide both sets of documents. If a slip or a parking space conveys with the unit, the paperwork proving it should be in hand before the listing goes live. A seller in North Palm Beach who assembles all of this early spares the buyer surprises during the inspection period.

When North Palm Beach Sellers Close Fastest

North Palm Beach closings move fastest when the buyer is in town and the paperwork is ready. Seasonal residents arrive after the holidays and tour through early spring, so Intracoastal condos and waterfront houses listed before then meet the widest group of buyers. Cash purchases are common in the condominium buildings and close on the title work and the association approval, which can take weeks when a board meets monthly. Financed sales add the appraisal and the lender's condo questionnaire, and an older building with thin reserves can stall on it. From June through November a named storm can pause the binding of insurance and push back a North Palm Beach closing date, so leave room for it in the contract.

Recently Sold in North Palm Beach

The newest closings in North Palm Beach, with the sale price, closing date and days on market for each.

Recently sold homes in North Palm Beach

What Is Your North Palm Beach Home Worth?

Request a free valuation built on recent North Palm Beach sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in North Palm Beach?
Apart from the mortgage payoff, a North Palm Beach seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?
In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median North Palm Beach single family home sale of $1,659,000, that is about $11,613. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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