BreakThru Realty

Cost to Sell a House in Miami Gardens

Know what you would keep from your Miami Gardens sale, line by line, before you decide to sell.

Every cost a Miami Gardens seller pays at closing, what each one is, who customarily pays it in Miami-Dade County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Miami Gardens has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Miami Gardens sold prices, so the net proceeds are not a surprise at the closing table.

Miami Gardens Market at a Glance

Updated October 31, 2026 from BeachesMLS.

Newest Miami Gardens Homes for Sale

The 30 newest homes, condos and townhomes on the market in Miami Gardens, straight from BeachesMLS. The 30 listings on this page run from $399,900 to $850,000, with a median of $543,750, about $368 per square foot, and they have been listed a median of 5 days.

  • The communities with the most listings here are Carol City 1 St Addn (2), Lakes of Acadia (2) and Scott Lake Manor (2), 6 of the 30; the others are spread across 24 more communities.
  • By type: 28 single-family homes and 2 townhomes and villas.
  • Bedrooms run from 2 to 6, a median of 3; they were built between 1949 and 2023, a median of 1963, and 2 in the last ten years.
  • 2 of the 30 have a pool, and 1 is on the water.
  • They sit in 5 ZIP codes: 33054, 33055, 33056, 33169 and 33179.

See every Miami Gardens home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings23791
Median list price$554,000$289,000
Median list price per sq ft$381/sq ft$252/sq ft
Average days on market90 days132 days
Sold in the last 90 days14022
Median sold price (90 days)$525,000$340,000
Sale price as % of list price99.8%98.2%
Months of inventory5.1 months12.4 months
Median sold price vs. a year ago+1.9%+6.3%

Source: BeachesMLS. Active listings as of October 31, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Miami Gardens, in Order of Size

For most Miami Gardens sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Miami-Dade County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Miami-Dade County the rate is 60 cents per $100 of the sale price for a single family home; other property types pay an additional county surtax of 45 cents per $100. On the median Miami Gardens single family home sale of $525,000, the 60-cent rate comes to about $3,150. The rest of Florida pays 70 cents per $100, so a Miami-Dade single family seller pays slightly less than a seller across the county line.

Title Insurance and Closing Charges in Miami-Dade County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Miami-Dade County the buyer customarily chooses the title company and pays for the owner's policy, which is the opposite of most of Florida and saves a Miami Gardens seller a meaningful line on the closing statement. The seller still pays a settlement fee, the title search where the contract assigns it, a municipal lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Miami Gardens comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Miami Gardens sales and the actual Miami-Dade County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Miami Gardens Costs Beyond the County Norms

A Miami Gardens house sale carries costs a countywide average misses. Buyers' lenders and insurers often ask for a four point inspection and a wind mitigation report on an older house, and an old roof can stall the buyer's insurance until it is replaced or credited. Open permits or unpermitted additions, converted garages and efficiencies have to be resolved or disclosed, and a septic system may need an inspection. Sellers also budget for repairs found at inspection, for any closing cost credit offered to a first time buyer, and for the documentary stamp tax a Florida seller customarily pays on the deed in Miami Gardens.

Selling a Miami Gardens Condo or Association Home

Selling a condominium or association home in Miami Gardens means working with the association early. In Majorca Isles, Vista Lago, Walden, Monterrey and the other communities, the buyer's lender and title company will ask for the estoppel letter, the budget, the fee and the status of any assessment, and some associations approve the buyer or a tenant before closing. A condominium buyer's lender may also review the association's reserves and insurance. Order the estoppel early, because its fee and the time it takes belong in the timeline, and an assessment already voted is normally paid or credited at closing in Miami Gardens.

When Miami Gardens Sellers Close Fastest

Miami Gardens houses sell to families on the school calendar, so a listing ready in late winter or spring meets buyers aiming to move in summer, and the fall brings buyers who missed the spring. Investors buy year round. Hurricane season can slow the binding of insurance on an older roof, so a seller with a new permitted roof has an advantage from June to November. Event weekends at Hard Rock Stadium make poor days for open houses near the stadium. Plan the paperwork, from permits to the estoppel, before you list, so the Miami Gardens closing keeps to the contract dates.

Recently Sold in Miami Gardens

The newest closings in Miami Gardens, with the sale price, closing date and days on market for each.

Recently sold homes in Miami Gardens

What Is Your Miami Gardens Home Worth?

Request a free valuation built on recent Miami Gardens sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Miami Gardens?
Apart from the mortgage payoff, a Miami Gardens seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Miami-Dade County?
In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single family home, with an additional 45-cent surtax per $100 on other property types. On the median Miami Gardens single family home sale of $525,000, the 60-cent rate is about $3,150. The seller customarily pays it.
Who pays for title insurance in Miami-Dade County, the buyer or the seller?
By local custom the buyer chooses the title company and pays for the owner's policy in Miami-Dade County, as in Miami-Dade and Broward generally. In most other Florida counties the seller pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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