2440 Harbour Cove Drive, Hutchinson Island, FL 34949

$845,900 · Active

  • 2 beds
  • 2.5 baths
  • 1,710 sq ft
  • 612 days on market
  • Townhouse
  • Built 1989
  • HOA $385/mo
  • Lot 871.2 sq ft
  • 2,309 sq ft total
  • 1 garage space
  • St. Lucie County
  • MLS# R11067109
  • Harbour Cove
55-web-or-mls-DJI_0181_2_3_4_5 at 2440 Harbour Cove Drive, Hutchinson Island45-web-or-mls-DJI_0131_2_3_4_5 at 2440 Harbour Cove Drive, Hutchinson Island13-web-or-mls-_MLP0433 at 2440 Harbour Cove Drive, Hutchinson Island8-web-or-mls-_MLP0408 at 2440 Harbour Cove Drive, Hutchinson Island35-web-or-mls-_MLP0478 at 2440 Harbour Cove Drive, Hutchinson Island36-web-or-mls-_MLP0483 at 2440 Harbour Cove Drive, Hutchinson Island6-web-or-mls-_MLP0398 at 2440 Harbour Cove Drive, Hutchinson Island37-web-or-mls-_MLP0488 at 2440 Harbour Cove Drive, Hutchinson Island

About this home

Wait until you see the breathtaking water views from this stunning townhome—one of the best in the entire community with a private 30' boat dock and lift. Bring your boat and enjoy the luxury of a private dock with a lift—a rare find and the only townhome listed with a dock & lift in the highly sought-after Harbour Cove on Hutchinson Island that offers this exclusive feature. This beautiful corner unit has All IMPACT windows and Doors AND a newer roof! Step inside, and you'll be immediately surrounded by panoramic water views. The open floor plan seamlessly connects the family room, dining area, and kitchen, with two sets of sliders leading to a wrap-around patio and a covered, screened-in porch perfect for enjoying the breeze. Upstairs, you'll find two spacious bedrooms, including a primary suite with stunning views, plus two full baths and an indoor laundry area (not in the garage!). With all impact windows and doors, a brand-new deck and railing, and low HOA fees, this home truly has it all! Don't miss your chance to own this exceptional waterfront retreat schedule your showing today!

Features

Presented by

BreakThru Realty · (786) 914-1017

Courtesy of

RE/MAX Direct · ben@homesbydirect.com · Listing agent: Patricia E Swass

BeachesMLS logo All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than BreakThru Realty carry the name of the listing broker.

Schedule a showing

Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com to see 2440 Harbour Cove Drive.

Before You Make an Offer

Buying on the Intracoastal: frontage, wakes and dock rights

Your Waterfront Buyer May Already Be Working With Us

BreakThru Realty works with buyers searching for waterfront homes with ocean access, no fixed bridges, deep water, private docks and Intracoastal frontage. Boaters know the vessel they need to keep behind the house, and they tell us. If you own a waterfront home, a broker can compare its frontage, dock and route to the ocean with those requirements and discuss a potential buyer match before you list.

BreakThru Realty works with hundreds of prequalified buyers searching for properties. Before you list, a broker reviews what you own, the market around it and whether an existing buyer's requirements match. If none does, you see how we would position it to reach other qualified buyers.

Find Out If We Have Your Buyer · Discuss Selling With BreakThru Realty

A potential match is a conversation, not an offer, until the buyer sees your property and makes one. No buyer is named and nothing about your property or business is shared until you decide to proceed.

Questions About 2440 Harbour Cove Drive

How much is 2440 Harbour Cove Drive?
2440 Harbour Cove Drive is listed at $845,900, which is about $495 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.
What are the association fees at 2440 Harbour Cove Drive?
The listing reports an association fee of $385 per month. Confirm what the fee covers, the reserve funding and any pending special assessments before you make an offer; for a condo, ask for the milestone inspection report as well.
What are the property taxes on 2440 Harbour Cove Drive?
The listing reports annual property taxes of $2,163 for 2024. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.
When was 2440 Harbour Cove Drive built?
2440 Harbour Cove Drive was built in 1989 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
How long has 2440 Harbour Cove Drive been on the market?
2440 Harbour Cove Drive has been listed for 612 days, and the asking price has been reduced from $895,000. Days on market and price changes are the first signals of how much room there is to negotiate.
Is 2440 Harbour Cove Drive waterfront?
Yes. The listing describes the water as intracoastal. For a home with dockage, confirm the water depth at low tide, the seawall condition and whether the route to the inlet passes under any fixed bridges before you offer.
How do I see 2440 Harbour Cove Drive?
Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.

To request a tour, call (786) 914-1017 or email sales@breakthrurealty.com.

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The 3 bedroom townhome at 2550 Harbour Cove Drive, Hutchinson Island, FL 34949 is comparable and listed for sale at $799,900. Another comparable townhome, 2416 Harbour Cove Drive, Hutchinson Island, FL 34949, sold for $925,000 in October 2026. Hutchinson Island neighborhoods include Indian River Plantation and North Hutchinson Island. Nearby ZIP codes include 34945 and 34946. This property also neighbors Fort Pierce, St. Lucie Village, and Vero Beach. Compare it with the Hutchinson Island housing market report.