BreakThru Realty

Cost to Sell a House in Boynton Beach

Every cost a Boynton Beach seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Boynton Beach has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Boynton Beach sold prices, so the net proceeds are not a surprise at the closing table.

Boynton Beach Market at a Glance

Updated September 23, 2026 from BeachesMLS.

  • 1,191homes & condos for sale
  • 98new listings this week
  • 400under contract
  • 416waterfront listings
  • 88luxury listings ($1,000,000+)
  • 253sold in the last 30 days
Single-family homesCondos & townhomes
Active listings433566
Median list price$550,000$225,000
Median list price per sq ft$301/sq ft$202/sq ft
Average days on market85 days129 days
Sold in the last 90 days456232
Median sold price (90 days)$540,000$232,500
Sale price as % of list price97.5%95.5%
Months of inventory2.8 months7.3 months
Median sold price vs. a year ago+11.2%-6.2%

Source: BeachesMLS via the Spark API. Active listings as of September 23, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Boynton Beach, in Order of Size

For most Boynton Beach sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Boynton Beach single-family home sale of $540,000, that comes to about $3,780. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four-point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Boynton Beach comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Boynton Beach sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as-is sale with a listing. Request it with the form on this page.

Boynton Beach Costs Beyond the County Norms

Beyond the county norms, a Boynton Beach sale carries costs that come from the community. Clubs charge transfer and capital contributions and require the buyer to be approved as a member, which is a fee and a timeline; age-restricted associations charge to verify occupancy and process the application. Many homes sit under a master association and a village association, so there are two sets of documents and two approvals to clear. On the canals in Golfview Harbour and around Lake Eden, the buyer orders a dock and seawall inspection and asks for the elevation certificate. Expect wind mitigation and four-point inspections for the buyer's insurer, and close any open permit before the listing rather than during the inspection period.

Selling a Boynton Beach Condo or Association Home

Selling a condo in Boynton Beach means selling through a board. The buyer applies, pays the fee and waits, and in an age-restricted community every occupant's age is verified, which can stop a sale that otherwise made sense. Ask your association whether it holds a right of first refusal, how many leases it allows in a year and whether it limits financing, because each of those removes buyers. In a club village the buyer must also be accepted by the club and fund the membership. Where a building is three stories or more, the milestone inspection and the structural reserve study go in the package with the budget and any assessment, and a Boynton Beach seller who has them avoids a late renegotiation.

When Boynton Beach Sellers Close Fastest

Sellers in Boynton Beach close fastest when they match the community to the calendar. Club and age-restricted homes go under contract between January and April while the seasonal owners are here, then wait weeks for the association or the club to approve the buyer, so the closing lands in spring. Family homes in the Canyons and Nautica Sound move in late spring for a summer arrival before school. Canal homes sell to boat owners who are also in town in winter. Between June and November a named storm can pause insurance binding and push a Boynton Beach closing, which is one more reason to list into the fall and be under contract before the season peaks.

Recently Sold in Boynton Beach

The newest closings in Boynton Beach, with the sale price, closing date and days on market for each.

Recently sold homes in Boynton Beach

What Is Your Boynton Beach Home Worth?

Request a free valuation built on recent Boynton Beach sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Boynton Beach?
Apart from the mortgage payoff, a Boynton Beach seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?
In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Boynton Beach single-family home sale of $540,000, that is about $3,780. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as-is, and the standard Florida as-is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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