BreakThru Realty

Cost to Sell a House in Palm Springs

Know what you would keep from your Palm Springs sale, line by line, before you decide to sell.

Every cost a Palm Springs seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Palm Springs has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Palm Springs sold prices, so the net proceeds are not a surprise at the closing table.

Palm Springs Market at a Glance

Updated October 31, 2026 from BeachesMLS.

Newest Palm Springs Homes for Sale

The 28 newest homes, condos and townhomes on the market in Palm Springs, straight from BeachesMLS. The 28 listings on this page run from $395,000 to $1,290,000, with a median of $582,500, about $385 per square foot, and they have been listed a median of 65 days.

  • The communities with the most listings here are Palm Spring (2), Palm Springs Village 2 (2), Palm Springs Village 5 (2), Palm Springs Village 8 (2) and Sub 19-44-43 (2), 10 of the 28; the others are spread across 18 more communities.
  • By type: 23 single-family homes and 5 multifamily properties.
  • Bedrooms run from 2 to 7, a median of 3; they were built between 1940 and 2025, a median of 1961, and 2 in the last ten years.
  • 9 of the 28 have a pool, and 3 are on the water.
  • They sit in 2 ZIP codes: 33406 and 33461.

See every Palm Springs home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings2696
Median list price$557,500$116,950
Median list price per sq ft$385/sq ft$141/sq ft
Average days on market79 days130 days
Sold in the last 90 days1629
Median sold price (90 days)$482,000$120,000
Sale price as % of list price98.3%97.4%
Months of inventory4.9 months9.9 months
Median sold price vs. a year ago+4.2%-53.8%

Source: BeachesMLS. Active listings as of October 31, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Palm Springs, in Order of Size

For most Palm Springs sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Palm Springs single family home sale of $482,000, that comes to about $3,374. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Palm Springs comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Palm Springs sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Palm Springs Costs Beyond the County Norms

A Palm Springs house sale has costs a countywide average misses. Houses from the late fifties and sixties often need roof, window or air conditioning work before a buyer's insurer will write a policy, and open permits for an enclosed garage, an added room or a pool screen must be closed before closing. Where a house is on a septic tank, buyers often ask for an inspection. Income buildings add the transfer of leases and security deposits to the buyer. Deed stamps, the documentary tax a Florida seller customarily pays, belong on the Palm Springs net sheet with the title and closing charges.

Selling a Palm Springs Condo or Association Home

Most Palm Springs houses have no association, so there is no board approval, estoppel letter or transfer fee to plan for, which can shorten the path to closing. The exceptions are the small communities with a fee, such as St. Paul Estates, Southwind Springs and the gated Preston Square townhomes, and the older condominium complexes in the village, where the association runs a buyer application, the seller orders the estoppel letter and the buyer's lender asks about the budget, the insurance and any assessment. An assessment already voted is usually paid or credited at closing, so put it on the Palm Springs net sheet early.

When Palm Springs Sellers Close Fastest

Palm Springs sells to people who live here all year, so its calendar follows families and work rather than winter visitors. A house listed in late winter or spring meets buyers planning a move between school years, and those closings gather in summer. Investors buy in every season, so a duplex or triplex can list whenever the leases and the paperwork are ready. Hurricane season slows insurance binding on older roofs, which is one more reason to have the roof and wind mitigation reports in hand before a Palm Springs listing goes live.

Recently Sold in Palm Springs

The newest closings in Palm Springs, with the sale price, closing date and days on market for each.

Recently sold homes in Palm Springs

What Is Your Palm Springs Home Worth?

Request a free valuation built on recent Palm Springs sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Palm Springs?
Apart from the mortgage payoff, a Palm Springs seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?
In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Palm Springs single family home sale of $482,000, that is about $3,374. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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