How much is 785 SW PENNFIELD Terrace?

785 SW PENNFIELD Terrace is listed at $1,099,000, which is about $412 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.

What are the association fees at 785 SW PENNFIELD Terrace?

The listing reports an association fee of $325 per month. Confirm what the fee covers, the reserve funding and any pending special assessments before you make an offer; for a condo, ask for the milestone inspection report as well.

What are the property taxes on 785 SW PENNFIELD Terrace?

The listing reports annual property taxes of $10,652 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.

When was 785 SW PENNFIELD Terrace built?

785 SW PENNFIELD Terrace was built in 2021 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.

How long has 785 SW PENNFIELD Terrace been on the market?

785 SW PENNFIELD Terrace has been listed for 9 days. Days on market and price changes are the first signals of how much room there is to negotiate.

Which schools serve 785 SW PENNFIELD Terrace?

The MLS lists J.D. Parker (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.

How do I see 785 SW PENNFIELD Terrace?

Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.

785 SW PENNFIELD Terrace, Stuart, FL 34997

$1,099,000 · Active

3 beds
2.5 baths
2,668 sq ft
9 days on market
Single Family Residence
Built 2021
HOA $325/mo
Lot 9,583.2 sq ft
3,601 sq ft total
3 garage spaces
Martin County
MLS# B26094395
Banyan Bay Pud Phase 2a & 2b

IMG_0453 at 785 SW PENNFIELD Terrace, Stuart

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About this home

Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.

Features

Built-in Features
Entrance Foyer
High Ceilings
Kitchen Island
Pantry
Walk-In Closet(s)
Bedroom Layout - Split
Closet Cabinetry

Schools

Elementary: J.D. Parker
Middle: Dr. David L. Anderson
High: Martin County

Presented by

BreakThru Realty · (786) 914-1017

Courtesy of

The Agency Florida LLC · howard.elfman@theagencyre.com · Listing agent: Alexa N McDonald

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than BreakThru Realty carry the name of the listing broker.

Schedule a showing

Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com to see 785 SW PENNFIELD Terrace.

Before You Make an Offer

Buying in a gated or golf community

How buying a home in South Florida works

Your Buyer May Already Be Working With BreakThru Realty

Buyers come to BreakThru Realty searching for homes like this one, and many have shared their exact requirements with us: the neighborhood, the price, the bedrooms, the pool, the timing. If you own a home nearby and are weighing a sale, a broker can check it against those requirements before you list, and if no buyer on file fits, show you how we would reach the rest of the market.

BreakThru Realty works with hundreds of prequalified buyers searching for properties. Before you list, a broker reviews what you own, the market around it and whether an existing buyer's requirements match. If none does, you see how we would position it to reach other qualified buyers.

Find Out If We Have Your Buyer · Discuss Selling With BreakThru Realty

A potential match is a conversation, not an offer, until the buyer sees your property and makes one. No buyer is named and nothing about your property or business is shared until you decide to proceed.

Questions About 785 SW PENNFIELD Terrace

How much is 785 SW PENNFIELD Terrace?: 785 SW PENNFIELD Terrace is listed at $1,099,000, which is about $412 per square foot. The listing page shows comparable active listings and recent closed sales nearby so you can judge the asking price against what buyers have actually paid.
What are the association fees at 785 SW PENNFIELD Terrace?: The listing reports an association fee of $325 per month. Confirm what the fee covers, the reserve funding and any pending special assessments before you make an offer; for a condo, ask for the milestone inspection report as well.
What are the property taxes on 785 SW PENNFIELD Terrace?: The listing reports annual property taxes of $10,652 for 2025. Taxes are reassessed at the sale price after a purchase, so a new owner's bill can differ from the current owner's; use the mortgage calculator on this page for an estimate.
When was 785 SW PENNFIELD Terrace built?: 785 SW PENNFIELD Terrace was built in 2021 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
How long has 785 SW PENNFIELD Terrace been on the market?: 785 SW PENNFIELD Terrace has been listed for 9 days. Days on market and price changes are the first signals of how much room there is to negotiate.
Which schools serve 785 SW PENNFIELD Terrace?: The MLS lists J.D. Parker (elementary), Dr. David L. Anderson (middle), Martin County (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.
How do I see 785 SW PENNFIELD Terrace?: Request a showing from this page or call BreakThru Realty and a licensed agent will arrange a private tour, in person or by video, and answer anything the listing leaves out.
To request a tour, call (786) 914-1017 or email sales@breakthrurealty.com.

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Nearby Cities

Stuart Neighborhoods

Nearby ZIP Codes

The 3 bedroom home at 735 SW PENNFIELD Terrace, Stuart, FL 34997 is comparable and listed for sale at $1,100,000. Another comparable home, 4742 SW MILLBROOK Lane, Stuart, FL 34997, sold for $1,076,000 in October 2026. Stuart neighborhoods include North River Shores and Rocky Point. Nearby ZIP codes include 34994 and 34996. This property also neighbors Palm City, Sewall's Point, and Ocean Breeze. Compare it with the Stuart housing market report.