103 Saddle Trail, Royal Palm Beach, FL 33411
Sold $475,000 · Nov 2, 2026
Last asking price $500,000 · 95% of asking · 15 days on market
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- 3 beds
- 2 baths
- 1,366 sq ft
- Single Family Residence
- Built 1995
- HOA $150/mo
- Lot 4,791.6 sq ft
- 1,975 sq ft total
- 2 garage spaces
- Palm Beach County
- MLS# B26072295
- Saratoga At Royal Palm 3








About this home
Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.
Features
- Cathedral Ceiling(s)
- Entrance Foyer
- Pantry
- Vaulted Ceiling(s)
- Walk-In Closet(s)
Schools
- Elementary: H. L. Johnson
- Middle: Crestwood
- High: Royal Palm Beach
Presented by
BreakThru Realty · (786) 914-1017
Courtesy of
KW Innovations · jackie@jackieellis.com · Listing agent: Tracy Ciucci
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS. Listings held by brokerage firms other than BreakThru Realty carry the name of the listing broker.
Thinking of Selling Nearby?
103 Saddle Trail sold on Nov 2, 2026. Your buyer may already be looking. BreakThru Realty works with hundreds of prequalified buyers searching for properties. A broker compares your home in Saratoga at Royal Palm with this sale and the closings nearest it, checks it against the buyers on file and calls you with your selling options. Find Out If We Have Your Buyer, or see homes for sale in Royal Palm Beach. Call or text BreakThru Realty at (786) 914-1017 or email sales@breakthrurealty.com.
Questions About 103 Saddle Trail
- What did 103 Saddle Trail sell for?
- 103 Saddle Trail sold for $475,000 on Nov 2, 2026, about 95% of its last asking price of $500,000 and about $348 per square foot. Recent sales like this one are what buyers and sellers nearby price against.
- What are the association fees at 103 Saddle Trail?
- The listing reported an association fee of $150 per month at the time of the sale. Fees and special assessments change; check the association's current budget before you compare it with another home.
- What are the property taxes on 103 Saddle Trail?
- The listing reported annual property taxes of $4,009 for 2025. Taxes are reassessed at the sale price after a purchase, so the new owner's bill will differ from that figure.
- When was 103 Saddle Trail built?
- 103 Saddle Trail was built in 1995 and the listing describes its condition as resale. Age matters for insurance and financing in Florida: ask about the roof, the electrical panel and, for a condo built before the current code, the building's structural reserve study.
- How long was 103 Saddle Trail on the market?
- 103 Saddle Trail was on the market for 15 days before it sold.
- Which schools serve 103 Saddle Trail?
- The MLS lists H. L. Johnson (elementary), Crestwood (middle), Royal Palm Beach (high). School assignments are set by the district and can change; verify them with the school board before you rely on them.
- Is 103 Saddle Trail still for sale?
- No. 103 Saddle Trail sold on Nov 2, 2026. BreakThru Realty can show you similar homes for sale nearby, or tell you what a home like yours would sell for today; call or text and a licensed agent will follow up.
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A comparable home, 1108 Sonata Way, Royal Palm Beach, FL 33411, sold for $500,000 in September 2026. Other Royal Palm Beach neighborhoods include Shoma and Huntington Woods. Nearby ZIP codes include 33414 and 33470. This property also neighbors Loxahatchee Groves, Westlake, and Wellington. Compare it with the Royal Palm Beach housing market report.