BreakThru Realty

Cost to Sell a House in Lake Worth Beach

Know what you would keep from your Lake Worth Beach sale, line by line, before you decide to sell.

Every cost a Lake Worth Beach seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Lake Worth Beach has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Lake Worth Beach sold prices, so the net proceeds are not a surprise at the closing table.

Lake Worth Beach Market at a Glance

Updated November 7, 2026 from BeachesMLS.

Newest Lake Worth Beach Homes for Sale

The 30 newest homes, condos and townhomes on the market in Lake Worth Beach, straight from BeachesMLS. The 30 listings on this page run from $399,999 to $2,100,000, with a median of $625,000, about $438 per square foot, and they have been listed a median of 13 days.

  • The communities with the most listings here are Lake Worth Town of (19), College Park (3), Lake Worth (2) and North Lake Worth (2), 26 of the 30; the others are spread across 4 more communities.
  • By type: 20 single-family homes and 10 multifamily properties.
  • Bedrooms run from 1 to 5, a median of 3; they were built between 1918 and 2004, a median of 1949.
  • 7 of the 30 have a pool.
  • They sit in 2 ZIP codes: 33460 and 33461.

See every Lake Worth Beach home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings9671
Median list price$565,000$129,000
Median list price per sq ft$415/sq ft$171/sq ft
Average days on market98 days121 days
Sold in the last 90 days4422
Median sold price (90 days)$584,750$140,000
Sale price as % of list price94.6%95.9%
Months of inventory6.5 months9.7 months
Median sold price vs. a year ago+23.1%+15.5%

Source: BeachesMLS. Active listings as of November 7, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Lake Worth Beach, in Order of Size

For most Lake Worth Beach sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Lake Worth Beach single family home sale of $584,750, that comes to about $4,093. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Lake Worth Beach comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Lake Worth Beach sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Lake Worth Beach Costs Beyond the County Norms

Beyond the usual Palm Beach County closing costs, a Lake Worth Beach sale often turns on older houses and city records. The title company runs a municipal lien search, which surfaces open permits, code fines and unpaid city utility bills, and each must be cleared before closing. Closing out an old permit or legalizing a rear unit can take weeks and may need an inspection, so start before you list. A buyer's insurer will want a four-point inspection and a wind mitigation report on most homes here, and a failing item becomes a repair credit. On a multifamily sale, tenant estoppel letters and the transfer of security deposits add paperwork. In a Lake Worth Beach historic district, repairs made for the sale may need design approval.

Selling a Lake Worth Beach Condo or Association Home

Selling a condo in Lake Worth Beach means working with an association that sets the pace. In the age-restricted communities, such as Murry Hills and Lake Clarke Gardens, the buyer applies, pays a fee, proves their age and waits for approval, and each building may set its own rules. Order the estoppel certificate early, since it states the dues, any assessment and any balance owed. Buyers will ask for the budget, the reserve study and, in a building of three stories or more, the milestone inspection. Many buyers here pay cash, but a financed buyer's lender will review the association's finances, and a weak reserve fund can end that sale. A Lake Worth Beach seller who assembles these documents before listing saves weeks.

When Lake Worth Beach Sellers Close Fastest

The calendar in Lake Worth Beach depends on what is for sale. Age-restricted condos west of I-95 draw most of their buyers from January to April, when seasonal residents are in town, and association approval then adds weeks before closing, so listing in the fall puts a spring closing within reach. Houses and small multifamily buildings on the original town grid sell to local buyers and investors throughout the year. A lease that ends near the sale date makes a multifamily closing simpler. During hurricane season, from June through November, insurers can suspend new policies when a storm approaches, which can delay a Lake Worth Beach closing by days. Clearing permits and liens before listing removes the most common delays.

Recently Sold in Lake Worth Beach

The newest closings in Lake Worth Beach, with the sale price, closing date and days on market for each.

Recently sold homes in Lake Worth Beach

What Is Your Lake Worth Beach Home Worth?

Request a free valuation built on recent Lake Worth Beach sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Lake Worth Beach?
Apart from the mortgage payoff, a Lake Worth Beach seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?
In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Lake Worth Beach single family home sale of $584,750, that is about $4,093. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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