BreakThru Realty

Cost to Sell a House in Hobe Sound

Know what you would keep from your Hobe Sound sale, line by line, before you decide to sell.

Every cost a Hobe Sound seller pays at closing, what each one is, who customarily pays it in Martin County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Hobe Sound has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Hobe Sound sold prices, so the net proceeds are not a surprise at the closing table.

Hobe Sound Market at a Glance

Updated November 8, 2026 from BeachesMLS.

Newest Hobe Sound Homes for Sale

The 30 newest homes, condos and townhomes on the market in Hobe Sound, straight from BeachesMLS. The 30 listings on this page run from $105,900 to $35,000,000, with a median of $705,450, about $365 per square foot, and they have been listed a median of 10 days.

  • The communities with the most listings here are Cambridge at Heritage Ridge (5), Loblolly Pines (4), Ridgeway (2), The Landings at Hobe Sound (2) and The Retreat (2), 15 of the 30; the others are spread across 15 more communities.
  • By type: 18 single-family homes and 5 townhomes and villas.
  • Bedrooms run from 2 to 6, a median of 3; they were built between 1966 and 2027, a median of 1994, and 4 in the last ten years.
  • 13 of the 30 have a pool, and 7 are on the water.

See every Hobe Sound home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings7525
Median list price$775,000$289,000
Median list price per sq ft$366/sq ft$232/sq ft
Average days on market111 days75 days
Sold in the last 90 days518
Median sold price (90 days)$640,000$232,500
Sale price as % of list price96.1%95.6%
Months of inventory4.4 months9.4 months
Median sold price vs. a year ago+4.9%-17.7%

Source: BeachesMLS. Active listings as of November 8, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Hobe Sound, in Order of Size

For most Hobe Sound sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Martin County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Martin County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Hobe Sound single family home sale of $640,000, that comes to about $4,480. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Martin County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Martin County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Hobe Sound comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Hobe Sound sales and the actual Martin County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Hobe Sound Costs Beyond the County Norms

Hobe Sound is unincorporated, so building permits, open-permit searches and code matters go through Martin County rather than a city hall, and unpermitted work found in a buyer's search needs closing out before closing. Many homes sit under both a master and a section association, and each may charge for an estoppel certificate. Golf communities can add a club transfer or membership step for the buyer, which affects how a seller presents the home. Waterfront sellers should expect questions about dock permits, seawall condition and the elevation certificate. A manufactured-home sale in a park adds its own paperwork, from the title to the park's approval. Sellers who live abroad also face federal withholding unless an exemption applies in Hobe Sound.

Selling a Hobe Sound Condo or Association Home

Selling a Hobe Sound condo or association home runs through the board as well as the buyer. Most associations approve buyers, some interview them, and the 55-plus communities confirm that the household meets the age rule, so build that time into the contract. Buyers and their lenders ask for the budget, the reserves, the insurance summary, any assessment and the rules on leasing and pets, and a lender's review of the building can limit the loans available. In a building three stories or taller, buyers also ask for the milestone inspection and the structural integrity reserve study. In the villa and townhome communities, show which exterior items the association maintains. A Hobe Sound seller with these documents ready at listing avoids delays later.

When Hobe Sound Sellers Close Fastest

Hobe Sound sellers close fastest when the winter residents are in town, roughly from January into spring, because many buyers here want to see the golf course, the water or the community in person. A home that is photographed, documented and on the market before the season starts meets them early. Summer listings still sell, often to local families or buyers relocating for work, but they tend to wait longer, and hurricane season can pause insurance binding when a storm is named, which delays financed closings. Association approvals can also slow when board members are away for the summer. Pricing from recent sales in the same community and section shortens the wait in any season in Hobe Sound.

Recently Sold in Hobe Sound

The newest closings in Hobe Sound, with the sale price, closing date and days on market for each.

Recently sold homes in Hobe Sound

What Is Your Hobe Sound Home Worth?

Request a free valuation built on recent Hobe Sound sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Hobe Sound?
Apart from the mortgage payoff, a Hobe Sound seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Martin County?
In Martin County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Hobe Sound single family home sale of $640,000, that is about $4,480. The seller customarily pays it.
Who pays for title insurance in Martin County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Martin County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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