BreakThru Realty

Cost to Sell a House in Haverhill

Know what you would keep from your Haverhill sale, line by line, before you decide to sell.

Every cost a Haverhill seller pays at closing, what each one is, who customarily pays it in Palm Beach County, and how to estimate what you keep.

Reviewed by Tyson E. Sam, Founder and Broker of Record, BreakThru Realty, Florida License 3565210

Selling a house in Haverhill has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Haverhill sold prices, so the net proceeds are not a surprise at the closing table.

Haverhill Market at a Glance

Updated October 30, 2026 from BeachesMLS.

Newest Haverhill Homes for Sale

The 9 newest homes, condos and townhomes on the market in Haverhill, straight from BeachesMLS. The 9 listings on this page run from $469,000 to $1,499,000, with a median of $499,999, about $330 per square foot, and they have been listed a median of 79 days.

  • The communities with the most listings here are Club Road Estates (3) and Haverhill Riding Estates (2), 5 of the 9; the others are spread across 4 more communities.
  • By type: 8 single-family homes and 1 townhome or villa.
  • Bedrooms run from 3 to 5, a median of 4; they were built between 1971 and 2024, a median of 1999, and 2 in the last ten years.
  • 2 of the 9 have a pool, and 1 is on the water.
  • They sit in 2 ZIP codes: 33415 and 33417.

See every Haverhill home for sale with map and filters.

Single-family homesCondos & townhomes
Active listings81
Median list price$544,500$480,000
Median list price per sq ft$339/sq ft$315/sq ft
Average days on market103 days142 days
Sold in the last 90 days10
Median sold price (90 days)$587,000—
Sale price as % of list price100%—
Months of inventory24 months—
Median sold price vs. a year ago+17.4%—

Source: BeachesMLS. Active listings as of October 30, 2026; sold figures cover closings in the last 90 days, compared with the same 90 days one year earlier. Not an appraisal. How these figures are calculated.

The Costs of Selling a House in Haverhill, in Order of Size

For most Haverhill sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Documentary Stamp Tax in Palm Beach County

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Palm Beach County, as in every Florida county except Miami-Dade, the rate is 70 cents per $100 of the sale price. On the median Haverhill single family home sale of $587,000, that comes to about $4,109. It is calculated on the full price, not on your gain, and it is due at closing.

Title Insurance and Closing Charges in Palm Beach County

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Palm Beach County the seller customarily chooses the title company and pays for the owner's policy, the reverse of Miami-Dade and Broward, where the buyer does. Florida sets title insurance premiums by a published rate, so the policy costs the same at any company and rises with the price. The seller also pays a settlement fee, a lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Property Taxes, Association Fees and Assessments

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. A special assessment that has been levied but not fully paid is a negotiated item: the contract decides whether the seller pays it off or the buyer takes it over.

Repairs, Credits and Preparing the Home

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Haverhill comparables say will come back in the price and which will not.

Taxes on the Gain, and Foreign Sellers

Florida has no state income tax, so any tax on your gain is federal. Owners who lived in the home as their main residence for two of the last five years can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly; investment and second homes do not qualify, which is where a 1031 exchange comes in. If the seller is a foreign person, the buyer is generally required under FIRPTA to withhold 15% of the sale price for the IRS unless an exception or a withholding certificate applies, something to plan for months before closing. This is general information, not tax advice; confirm your position with a CPA.

Estimating What You Keep

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Haverhill sales and the actual Palm Beach County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as is sale with a listing. Request it with the form on this page.

Haverhill Costs Beyond the County Norms

Selling an older Haverhill house brings costs a countywide average leaves out. Buyers order septic inspections, and a failing tank or drain field can turn into a repair or a credit; they ask for well tests where a well exists, four point and wind mitigation reports for insurance, and a survey that shows sheds, fences and easements. Open permits or unpermitted additions on an older ranch house delay closing until the town resolves them. Haverhill sellers also budget for the documentary stamp tax a Florida seller customarily pays on the deed, title charges and presentation, such as clearing and trimming a large yard.

Selling a Haverhill Condo or Association Home

Haverhill has no condominium buildings among its listings, so the association questions come from the townhomes at Newberry Court and the small homeowners associations in Club Road Estates, Park Hill Estates and Parkview Place. The buyer's closing agent will request an estoppel letter showing the fees and any balance, and the association may charge a transfer or application fee and review the buyer before closing. Have the governing documents, the budget and the fee schedule ready, and settle any open violation, so the association's paperwork does not hold up a Haverhill closing.

When Haverhill Sellers Close Fastest

There is no winter rush in Haverhill the way there is on the coast, because most buyers here are local households and families rather than seasonal residents. Spring and early summer suit families who plan a move around the school calendar, and a listing that is ready then meets them. Hurricane season can slow insurance binding on older houses, so a buyer who has a four point and wind mitigation report in hand closes more smoothly. With few homes for sale in Haverhill at any time, a well prepared listing faces little direct competition in any month.

Recently Sold in Haverhill

The newest closings in Haverhill, with the sale price, closing date and days on market for each.

Recently sold homes in Haverhill

What Is Your Haverhill Home Worth?

Request a free valuation built on recent Haverhill sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Cost to Sell: Frequently Asked Questions

How much does it cost to sell a house in Haverhill?
Apart from the mortgage payoff, a Haverhill seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
How much are documentary stamps on a home sale in Palm Beach County?
In Palm Beach County the documentary stamp tax on a deed is 70 cents per $100 of the sale price, the rate in every Florida county except Miami-Dade. On the median Haverhill single family home sale of $587,000, that is about $4,109. The seller customarily pays it.
Who pays for title insurance in Palm Beach County, the buyer or the seller?
By local custom the seller chooses the title company and pays for the owner's policy in Palm Beach County. In Miami-Dade and Broward the custom is reversed and the buyer pays. It is a custom, not a law, so the contract controls.
Do I pay capital gains tax when I sell my home in Florida?
Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.
Do I have to make repairs before I sell?
No. You can sell as is, and the standard Florida as is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

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