How much does it cost to sell a house in Surfside?

Apart from the mortgage payoff, a Surfside seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.

How much are documentary stamps on a home sale in Miami-Dade County?

In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single-family home, with an additional 45-cent surtax per $100 on other property types. On the median Surfside single-family home sale of $1,450,000, the 60-cent rate is about $8,700. The seller customarily pays it.

Who pays for title insurance in Miami-Dade County, the buyer or the seller?

By local custom the buyer chooses the title company and pays for the owner's policy in Miami-Dade County, as in Miami-Dade and Broward generally. In most other Florida counties the seller pays. It is a custom, not a law, so the contract controls.

Do I pay capital gains tax when I sell my home in Florida?

Florida has no state income tax, so any tax on the gain is federal. If the home was your main residence for two of the last five years you can usually exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly. Second homes and rentals do not qualify. This is general information, not tax advice; confirm it with a CPA.

Do I have to make repairs before I sell?

No. You can sell as-is, and the standard Florida as-is contract gives the buyer an inspection period rather than a repair obligation. Repairs become a negotiation after the inspection, usually settled with a credit. If you would rather avoid showings and inspections altogether, ask us for the guaranteed cash offer and compare it with the listing estimate.

Cost to Sell a House in Surfside

Know what you would keep from your Surfside sale, line by line, before you decide to sell.

Every cost a Surfside seller pays at closing, what each one is, who customarily pays it in Miami-Dade County, and how to estimate what you keep.

Révisé par Tyson E. Sam, fondateur et courtier attitré de BreakThru Realty, Florida License 3565210

Selling a house in Surfside has costs a seller can plan for: the Florida documentary stamp tax, title and closing charges, association estoppel fees, prorated property taxes and the brokerage commission. This page works through each one against the live Surfside sold prices, so the net proceeds are not a surprise at the closing table.

Surfside Market at a Glance

Mis à jour en octobre 20, 2026 à partir de BeachesMLS.

	Maisons individuelles	Copropriétés et maisons de ville
Annonces actives	20	69
Prix demandé médian	$2,489,000	$999,000
Prix demandé médian par pi²	$1,198/pi²	$865/pi²
Nombre moyen de jours sur le marché	154 jours	244 jours
Vendus au cours des 90 derniers jours	9	15
Prix de vente médian (90 jours)	$1,450,000	$1,110,000
Prix de vente en % du prix demandé	94%	96%
Mois de stock disponible	6.7 mois	13.8 mois
Prix de vente médian par rapport à l’année précédente	-17.1%	+40.5%

Source : BeachesMLS. Annonces actives au 20 octobre 2026 ; les chiffres des ventes couvrent les clôtures des 90 derniers jours, comparées aux mêmes 90 jours de l’année précédente. Il ne s’agit pas d’une expertise. Comment ces chiffres sont calculés.

The Costs of Selling a House in Surfside, in Order of Size

For most Surfside sellers the list runs: the mortgage payoff, the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, property taxes for the part of the year you owned the home, association fees and estoppel charges where there is an association, and whatever you agree with the buyer after inspection. None of them is paid up front. They are deducted from the sale price on the closing statement, and what is left is wired to you.

Taxe sur les actes dans le comté de Miami-Dade

Florida charges a documentary stamp tax on every deed, customarily paid by the seller. In Miami-Dade County the rate is 60 cents per $100 of the sale price for a single-family home; other property types pay an additional county surtax of 45 cents per $100. On the median Surfside single-family home sale of $1,450,000, the 60-cent rate comes to about $8,700. The rest of Florida pays 70 cents per $100, so a Miami-Dade single-family seller pays slightly less than a seller across the county line.

Assurance titre et frais de clôture dans le comté de Miami-Dade

Who pays for the owner's title insurance policy is a matter of local custom, and it is written into the contract. In Miami-Dade County the buyer customarily chooses the title company and pays for the owner's policy, which is the opposite of most of Florida and saves a Surfside seller a meaningful line on the closing statement. The seller still pays a settlement fee, the title search where the contract assigns it, a municipal lien search, and the cost of clearing anything it turns up, such as an open permit or an unpaid utility balance. All of it is negotiable, so read the contract rather than relying on custom.

Taxes foncières, frais d’association et cotisations spéciales

Florida property taxes are paid in arrears, so at closing the seller credits the buyer for the taxes from January 1 to the closing date; the later in the year you close, the larger that credit. If the home is in a condominium or a homeowners' association, the association charges for an estoppel certificate showing what is owed, a fee capped by Florida statute, and any unpaid dues are settled at closing. In Surfside's older condominium buildings, ask early about special assessments tied to the milestone inspection and the structural reserve study: the contract decides whether the seller or the buyer pays one that has been levied but not yet billed.

Réparations, crédits et préparation du bien

After the inspection, most buyers ask for repairs or a credit. South Florida insurers care about four things, the roof, the electrical panel, the plumbing and the air conditioning, so a buyer's four-point inspection tends to decide what is asked for. Knowing the roof's age and having permits closed before you list removes most surprises. Preparation costs (cleaning, paint, landscaping, staging) are optional, and we tell you which ones the Surfside comparables say will come back in the price and which will not.

Impôts sur la plus-value et vendeurs étrangers

Florida ne prélève pas d’impôt sur le revenu au niveau de l’État ; tout impôt sur votre plus-value est donc fédéral. Les propriétaires qui ont occupé le bien comme résidence principale pendant deux des cinq dernières années peuvent généralement exclure jusqu’à $250,000 de plus-value, ou $500,000 pour un couple marié déclarant conjointement ; les biens d’investissement et les résidences secondaires ne sont pas admissibles, ce qui explique le recours à un échange 1031. Si le vendeur est une personne étrangère, l’acheteur doit généralement retenir 15% du prix de vente pour l’IRS en vertu de la FIRPTA, sauf si une exception ou un certificat de retenue s’applique. Il faut prévoir cette démarche plusieurs mois avant la clôture. Il s’agit d’informations générales et non de conseils fiscaux ; confirmez votre situation auprès d’un CPA.

Estimer ce qu’il vous restera

Net proceeds are the sale price less the mortgage payoff and the costs above. We prepare a written estimate for your address before you decide anything, using a valuation from matching Surfside sales and the actual Miami-Dade County charges, and we put a guaranteed cash offer beside it if you want to compare a certain, as-is sale with a listing. Request it with the form on this page.

Surfside Costs Beyond the County Norms

Selling in Surfside carries costs beyond the county norm. A condominium seller pays the association's estoppel and transfer fees, supplies the documents the buyer's lender will demand, and may face a pending assessment that the contract must assign to one side. A house seller pays for a survey, an elevation certificate and the closing of any open permit, and a waterfront seller adds a seawall inspection. Both prepare the home for a market that expects renovated kitchens and impact windows, so budget for repairs or price for them. Title, documentary stamps and the brokerage fee round out a Surfside closing.

Selling a Surfside Condo or Association Home

Selling a condominium in Surfside means working with the association from the first day. The buyer applies to the board, pays its fee and waits for its approval, and the lender asks for the budget, the reserve study, the milestone inspection report and the insurance certificate, any of which can delay a closing if the manager is slow to produce them. A unit in a building with an assessment on the table needs the contract to say who pays it. Price a Surfside unit from the building's own sales and the buildings beside it, and have the association documents ready before the listing goes live.

When Surfside Sellers Close Fastest

Surfside sellers close fastest when a listing meets the winter buyers, who arrive after the holidays and stay through the spring, so a condominium that goes live in late autumn with its documents ready catches the season. Houses west of Harding sell to families who move around the school year, so spring and early summer listings find them. Hurricane season from midsummer into autumn slows oceanfront showings and insurance binding, and a condominium whose association is midway through its inspection or reserve work may do better once the report is in hand than before. Plan the Surfside listing around those calendars.

Recently Sold in Surfside

The newest closings in Surfside, with the sale price, closing date and days on market for each.

Recently sold homes in Surfside

What Is Your Surfside Home Worth?

Request a free valuation built on recent Surfside sales, or a full comparative market analysis before you list. No fee, no obligation, and a licensed broker answers within one business day.

Coût de vente : questions fréquentes

How much does it cost to sell a house in Surfside?: Apart from the mortgage payoff, a Surfside seller pays the brokerage commission, the Florida documentary stamp tax on the deed, title and settlement charges, prorated property taxes, any association estoppel fee and unpaid dues, and whatever repairs or credits are agreed after inspection. Everything is deducted at closing; nothing is paid up front. We prepare a written net proceeds estimate for your address before you decide.
Quel est le montant des timbres fiscaux sur la vente d’une maison dans le comté de Miami-Dade ?: In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price for a single-family home, with an additional 45-cent surtax per $100 on other property types. On the median Surfside single-family home sale of $1,450,000, the 60-cent rate is about $8,700. The seller customarily pays it.
Qui paie l’assurance titre dans le comté de Miami-Dade, l’Acheteur ou le Vendeur ?: Selon les usages locaux, l’Acheteur choisit la société de titre et paie la police du propriétaire dans le comté de Miami-Dade, comme c’est généralement le cas à Miami-Dade et Broward. Dans la plupart des autres comtés de Florida, le Vendeur paie. Il s’agit d’un usage et non d’une loi : c’est donc le contrat qui prévaut.
Dois-je payer un impôt sur les plus-values lorsque je vends ma maison en Florida ?: Florida ne prélève pas d’impôt sur le revenu au niveau de l’État ; tout impôt sur la plus-value est donc fédéral. Si le bien a été votre résidence principale pendant deux des cinq dernières années, vous pouvez généralement exclure jusqu’à $250,000 de plus-value, ou $500,000 pour un couple marié déclarant conjointement. Les résidences secondaires et les locations ne sont pas admissibles. Il s’agit d’informations générales et non de conseils fiscaux ; confirmez votre situation auprès d’un CPA.
Dois-je effectuer des réparations avant de vendre ?: Non. Vous pouvez vendre en l’état, et le contrat standard de vente en l’état de Florida accorde à l’acheteur une période d’inspection plutôt qu’une obligation de réparation. Les réparations deviennent un point de négociation après l’inspection et sont généralement réglées par un crédit. Si vous préférez éviter complètement les visites et les inspections, demandez-nous l’offre au comptant garantie et comparez-la à l’estimation de mise en annonce.

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